SBA Loans for Options for Senior America Franchises
Who actually funds Options for Senior America SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2026.
Top lenders funding Options for Senior America SBA loans
Ranked by number of Options for Senior America 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Centier Bank | 2 | $807K | $404K |
| 1 | United Midwest Savings Bank National Association | 2 | $300K | $150K |
| 3 | Gibsland Bank & Trust Company | 1 | $185K | $185K |
Source: SBA FOIA 7(a) loan-level data, 2022 to 2026. Shows lenders with at least one approved Options for Senior America loan in this period, ranked by loan count.
Options for Senior America SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| IN | 2 | $807K | $404K |
| LA | 1 | $185K | $185K |
| FL | 1 | $150K | $150K |
| OR | 1 | $150K | $150K |
Options for Senior America SBA loans by year
How Options for Senior America SBA loans have performed
Outcomes for every funded Options for Senior America 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Options for Senior Americafrom the SBA Franchise Directory
1. Franchisor may not exercise the purchase option when the real estate secures the SBA-guaranteed loan. 2. Franchisor may not record any purchase option agreements against the SBA Collateral Real estate
How to use this
The lenders above have actually closed SBA 7(a) loans for Options for Senior America franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Options for Senior America deal to a lender currently funding this brand.
Financing a Options for Senior America franchise?
We know which lenders are actively funding Options for Senior America deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).