Bankers with a decline
The deal was too small, the industry was off your list, or the borrower missed one box. The customer still needs the money, and you'd rather not send them to a stranger and lose the relationship.
Refer a deal
You can't do this one. We probably can.
A good borrower who doesn't fit your box is still a good borrower. Send them to us, keep the relationship, and get paid when it funds.
Who sends us deals
CPAs and attorneys
Your client is buying a business or a building and asked you who to call. You want to point them somewhere that will actually pick up the phone and won't make you look bad.
Business brokers
You have a buyer under LOI and financing is the thing standing between you and a closing. We work the loan so you can work the sale.
How it works
- 01
Send us the file
Name, contact, roughly what they need, and whatever context you already have. Two minutes. No login, no portal, no software to learn.
- 02
We do the work
We qualify the borrower, collect the documents, build the credit memorandum and the financial spread, and take it to lenders who actually do that kind of deal.
- 03
You stay in the loop
We tell you where it lands, whether it funds or not. Your name stays on the introduction, and your relationship with the client stays yours.
Send us the deal
Two minutes, and you're done. We'll reach out to the borrower within one business day and copy you on where it goes.
Sending more than one?
Create a free account and you get your own application link to hand out, a pipeline showing exactly where every referral stands, and the documents collected and signed without you chasing anyone. It takes about a minute to set up and it costs nothing.
Create a free account →Questions we get asked
- What happens to my client relationship?
- Nothing. We are the loan, not the relationship. If you're a banker, the deposit relationship stays with your bank. We are not going to cross-sell your customer.
- How does the referral fee work?
- We agree it in writing before anything moves, and it's paid at funding. Nothing is owed if the deal doesn't close, and nothing is charged to your client for the referral.
- What kind of deals do you take?
- SBA 7(a) and 504: business acquisitions, partner buyouts, commercial real estate, equipment and working capital, and refinances. If you're not sure it fits, send it anyway and we'll tell you straight.
- Do I have to sign up for anything?
- Not to send one deal. If you start referring regularly, we'll set you up with a free account and your own application link so your referrals track themselves.
Still not sure it fits? ask@sbaloanshq.com or read the full FAQ.