SBA loan broker &
translator.
Buying a business, refinancing debt, locking in working capital, or breaking ground on commercial real estate — whatever your SBA scenario, we make the process make sense. You only need one lender to fund your deal. We help you find that one.
See if you qualify — free
Takes less than 2 minutes. No credit check.
We never sell your information.
More than just a broker.
Our SBA loan brokering is free to clients — lenders pay us for placing the loan, so we're an extra team member on your side that someone else is paying for.
SBA Loan Consulting
We are SBA experts at heart. Most brokers connect lenders and borrowers and call it done. We coach you through the entire process — start to finish.
Business Planning & Projections
SBA-compliant business plans and financial projections. The lender wants to see the numbers — we help you tell that story right the first time.
Secure SMB Loan Tracker
Our proprietary client portal connects borrowers, brokers, and lenders. Every document, every milestone, every signature — transparent and on track.
Access the Portal →SBA loans funded
coast‑to‑coast.
We've placed deals in every region of the country. Wherever your business is — or the one you're buying — we have a lender network that already knows your market.
38 states closed — and counting
Three steps. Zero guesswork.
Pre-qualify fast
If we don't think we can pair you with a lender, we won't waste your time. 2-minute form, real answer.
Gather documents
Our SBA experts help you assemble every document the lender's underwriting team will ask for. No guesswork.
Just relax
You focus on running the business you have — or buying the one you want. We drive the funding to close.
Real deals. Real businesses.
This loan didn't end up Inn the Dog House
For seventeen years, Janie had been the heart and soul behind Inn The Dog House. When the owner decided to sell, she knew it was her moment.
"I don't play double games."
Strong numbers, a solid location with new apartments going up nearby, and a buyer who was serious about making this work.
Where Vintage Americana Meets Pure Michigan Grit
A restored general store that feels like the early 1900s — vintage memorabilia, homemade pizza, lottery tickets to night crawlers.
SBA knowledge, straight from the source.
Who's Actually the Best SBA Lender? (Hint: It's Not Who You've Been Told)
Everyone wants to know who the best SBA lender is. The answer? It depends — and the banks topping the volume charts are often the wrong call for your specific deal.
Does SBA Need a Lien on My HOUSE? The Truth About Personal Collateral
Many borrowers are surprised to learn their home can become collateral for a business loan. Here's exactly when that happens, when it doesn't, and what you can do about it.
Stop Burning Money on Rent: How to Buy Your Building with Zero Down
If you're paying rent on a building your business could own, you're financing someone else's investment. Here's how to use an SBA 7(a) loan to buy your building with as little as zero down.
Hand-held, start to close.
Helped me navigate a completely unknown and complicated experience with confidence. Definitely wouldn't have found this lender without them.
Jonathan M.
Startup Franchise · OH
Zach was great from start to finish. He helped educate me on the process, connected me to the right banks, and was always available to chat via phone or text. I am not exaggerating by saying I would not be in business without him!
James F.
Service Business Acquisition · TN
HIGHLY HIGHLY recommend using Zachary at sbaloansHQ! I did not think it was going to be possible to make my business purchase happen and he made it happen! I am very new to the business world and especially owning a store and Zach was wonderful at explaining everything from start to finish in great detail. The process flowed very smoothly and he was super helpful through the whole process. He's honest, friendly, and so knowledgeable. I can't say enough good things about him.
Cassandra B.
General Store Acquisition · MI
Zachary Renta
Founder & President, sbaloansHQ
Birmingham, AL
Zachary built sbaloansHQ from scratch with one goal: remove the confusion from SBA lending. He's personally closed 1,000+ deals with a 98% success rate, specializing in business acquisitions and complex structures most other brokers won't touch. Before launching the marketplace, he developed the proprietary software platform internally — the same one now powering sbaloansHQ and dozens of other brokers and lenders nationwide. He doesn't just match you with a lender; he works your deal like it's his own.
Questions, answered.
Nothing. SBA lenders pay us a placement fee when we bring them a fundable deal — borrowers pay us $0. It's an added team member on your side that someone else is paying for.
All major SBA loan types — 7(a), 504, Express, and Microloans. Business acquisitions are a big part of what we do, but we also handle commercial real estate, working capital, equipment, and debt refinance.
No. The marketplace model of blasting your file to 100+ lenders is exactly what we built sbaloansHQ to be the opposite of. You only need one lender to fund your deal — we match you to that one, based on your file and the lender's appetite.
Pre-qualification is same-day. From signed term sheet to funded loan is typically 45–90 days depending on the deal type, lender, and how quickly documents come together. Our client portal keeps everyone honest about timelines.
Absolutely — most of our clients are. We coach you through the SBA-compliant business plan, the projections, the legal entity formation, the document gathering. We've done this thousands of times so you don't have to learn on the job.
Have a question?
Whether you're not sure if you qualify, have a deal in mind, or just want to talk through your options — our team is here.