SBA Loans for SYNERGY HomeCare Franchises
Who actually funds SYNERGY HomeCare SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding SYNERGY HomeCare SBA loans
Ranked by number of SYNERGY HomeCare 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | United Midwest Savings Bank National Association | 11 | $1.6M | $148K |
| 2 | Live Oak Banking Company | 3 | $1.6M | $538K |
| 2 | Newtek Bank, National Association | 3 | $450K | $150K |
| 2 | Readycap Lending, LLC | 3 | $446K | $149K |
| 5 | Mid-Atlantic Federal Credit Union | 2 | $342K | $171K |
| 5 | U.S. Bank, National Association | 2 | $771K | $386K |
| 5 | VeraBank National Association | 2 | $498K | $249K |
| 5 | First Bank of the Lake | 2 | $257K | $129K |
| 5 | CIBC Bank USA | 2 | $1.5M | $740K |
| 10 | Simmons Bank | 1 | $269K | $269K |
| 10 | The Bancorp Bank National Association | 1 | $138K | $138K |
| 10 | United Community Bank | 1 | $678K | $678K |
| 10 | Wisconsin Women's Business Initiative Corporation | 1 | $120K | $120K |
| 10 | 1st Source Bank | 1 | $225K | $225K |
| 10 | Zions Bank, A Division of | 1 | $50K | $50K |
| 10 | Arizona Financial Credit Union | 1 | $973K | $973K |
| 10 | BayFirst National Bank | 1 | $150K | $150K |
| 10 | Citizens Bank | 1 | $237K | $237K |
| 10 | Colony Bank | 1 | $693K | $693K |
| 10 | FFB Bank | 1 | $650K | $650K |
| 10 | KeyBank National Association | 1 | $162K | $162K |
| 10 | Newtek Small Business Finance, Inc. | 1 | $132K | $132K |
| 10 | Port 51 Lending LLC | 1 | $1.2M | $1.2M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved SYNERGY HomeCare loan in this period, ranked by loan count.
SYNERGY HomeCare SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 7 | $2.6M | $369K |
| NJ | 5 | $1.8M | $360K |
| WY | 2 | $1.5M | $740K |
| AZ | 2 | $1.5M | $734K |
| FL | 7 | $800K | $114K |
| IL | 1 | $693K | $693K |
| KS | 1 | $678K | $678K |
| TX | 3 | $648K | $216K |
| MI | 2 | $500K | $250K |
| MD | 3 | $489K | $163K |
| MO | 2 | $419K | $209K |
| CT | 1 | $350K | $350K |
| MN | 1 | $276K | $276K |
| NC | 2 | $257K | $129K |
| IN | 1 | $225K | $225K |
SYNERGY HomeCare SBA loans by year
How SYNERGY HomeCare SBA loans have performed
Outcomes for every funded SYNERGY HomeCare 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for SYNERGY HomeCare franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your SYNERGY HomeCare deal to a lender currently funding this brand.
Financing a SYNERGY HomeCare franchise?
We know which lenders are actively funding SYNERGY HomeCare deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).