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FranchisesThe UPS Store
SBA Franchise IDS1788✓ SBA-eligible franchise· listed since 2017

SBA Loans for The UPS Store Franchises

Who actually funds The UPS Store SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

945
SBA 7(a) loans
$359.6M
Total approved
$381K
Avg loan size
194
Lenders

Top lenders funding The UPS Store SBA loans

Ranked by number of The UPS Store 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank181$52.5M$290K
2United Community Bank51$22.2M$436K
3Bank of America, National Association49$29.5M$601K
4U.S. Bank, National Association46$18.9M$411K
5Merchants Bank of Indiana38$18.6M$489K
6Citizens Bank34$15.6M$459K
7Manufacturers and Traders Trust Company29$5.3M$183K
8TD Bank, National Association21$10.9M$521K
9Centerstone SBA Lending, Inc.18$8.2M$458K
10The Bancorp Bank National Association15$4.7M$315K
11Wells Fargo Bank National Association13$3.9M$300K
12Live Oak Banking Company12$6.6M$553K
12First Bank of the Lake12$3.3M$274K
14BayFirst National Bank10$2.1M$208K
15Wilmington Savings Fund Society FSB9$2.2M$242K
15Old National Bank9$3.6M$401K
15KeyBank National Association9$1.3M$141K
15Truist Bank9$5.5M$610K

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved The UPS Store loan in this period, ranked by loan count.

The UPS Store SBA loans by state

StateLoansTotal VolumeAvg Loan
FL98$52.1M$531K
CA118$43.2M$366K
NC57$27.9M$490K
GA70$25.4M$362K
TX48$20.7M$432K
PA63$19.6M$312K
IL56$19.3M$345K
OH46$13.2M$287K
NJ34$12.9M$381K
MN24$8.5M$355K
OR16$8.2M$512K
MA20$7.4M$370K
MO17$7.4M$434K
WA19$7.1M$375K
MI20$7.0M$349K

The UPS Store SBA loans by year

FY2021
172
$57.7M
FY2022
164
$55.8M
FY2023
219
$76.5M
FY2024
127
$53.5M
FY2025
168
$73.7M
FY2026
95
$42.4M

How to use this

The lenders above have actually closed SBA 7(a) loans for The UPS Store franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your The UPS Store deal to a lender currently funding this brand.

Financing a The UPS Store franchise?

We know which lenders are actively funding The UPS Store deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).