SBA Loans for The UPS Store Franchises
Who actually funds The UPS Store SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding The UPS Store SBA loans
Ranked by number of The UPS Store 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 181 | $52.5M | $290K |
| 2 | United Community Bank | 51 | $22.2M | $436K |
| 3 | Bank of America, National Association | 49 | $29.5M | $601K |
| 4 | U.S. Bank, National Association | 46 | $18.9M | $411K |
| 5 | Merchants Bank of Indiana | 38 | $18.6M | $489K |
| 6 | Citizens Bank | 34 | $15.6M | $459K |
| 7 | Manufacturers and Traders Trust Company | 29 | $5.3M | $183K |
| 8 | TD Bank, National Association | 21 | $10.9M | $521K |
| 9 | Centerstone SBA Lending, Inc. | 18 | $8.2M | $458K |
| 10 | The Bancorp Bank National Association | 15 | $4.7M | $315K |
| 11 | Wells Fargo Bank National Association | 13 | $3.9M | $300K |
| 12 | Live Oak Banking Company | 12 | $6.6M | $553K |
| 12 | First Bank of the Lake | 12 | $3.3M | $274K |
| 14 | BayFirst National Bank | 10 | $2.1M | $208K |
| 15 | Wilmington Savings Fund Society FSB | 9 | $2.2M | $242K |
| 15 | Old National Bank | 9 | $3.6M | $401K |
| 15 | KeyBank National Association | 9 | $1.3M | $141K |
| 15 | Truist Bank | 9 | $5.5M | $610K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved The UPS Store loan in this period, ranked by loan count.
The UPS Store SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 98 | $52.1M | $531K |
| CA | 118 | $43.2M | $366K |
| NC | 57 | $27.9M | $490K |
| GA | 70 | $25.4M | $362K |
| TX | 48 | $20.7M | $432K |
| PA | 63 | $19.6M | $312K |
| IL | 56 | $19.3M | $345K |
| OH | 46 | $13.2M | $287K |
| NJ | 34 | $12.9M | $381K |
| MN | 24 | $8.5M | $355K |
| OR | 16 | $8.2M | $512K |
| MA | 20 | $7.4M | $370K |
| MO | 17 | $7.4M | $434K |
| WA | 19 | $7.1M | $375K |
| MI | 20 | $7.0M | $349K |
The UPS Store SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for The UPS Store franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your The UPS Store deal to a lender currently funding this brand.
Financing a The UPS Store franchise?
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