SBA Loans for Liberty Tax Service Franchises
Who actually funds Liberty Tax Service SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Liberty Tax Service SBA loans
Ranked by number of Liberty Tax Service 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | TD Bank, National Association | 3 | $499K | $166K |
| 2 | BayFirst National Bank | 2 | $598K | $299K |
| 2 | Manufacturers and Traders Trust Company | 2 | $160K | $80K |
| 4 | Enterprise Bank & Trust | 1 | $1.1M | $1.1M |
| 4 | First Bank | 1 | $742K | $742K |
| 4 | First United Bank and Trust Company | 1 | $807K | $807K |
| 4 | Fox Communities CU | 1 | $49K | $49K |
| 4 | German American Bank | 1 | $225K | $225K |
| 4 | Lendistry SBLC, LLC | 1 | $150K | $150K |
| 4 | Newtek Small Business Finance, Inc. | 1 | $126K | $126K |
| 4 | Readycap Lending, LLC | 1 | $350K | $350K |
| 4 | SouthState Bank, National Association | 1 | $441K | $441K |
| 4 | The Bancorp Bank National Association | 1 | $695K | $695K |
| 4 | The Huntington National Bank | 1 | $55K | $55K |
| 4 | United Midwest Savings Bank National Association | 1 | $473K | $473K |
| 4 | Bank of America, National Association | 1 | $659K | $659K |
| 4 | U.S. Bank, National Association | 1 | $1.1M | $1.1M |
| 4 | Bravera Bank | 1 | $370K | $370K |
| 4 | Cross River Bank | 1 | $2.0M | $2.0M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Liberty Tax Service loan in this period, ranked by loan count.
Liberty Tax Service SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 3 | $2.5M | $843K |
| NC | 3 | $1.5M | $494K |
| TX | 3 | $1.3M | $421K |
| CA | 1 | $1.1M | $1.1M |
| SD | 1 | $1.1M | $1.1M |
| OK | 1 | $807K | $807K |
| MO | 1 | $742K | $742K |
| TN | 1 | $473K | $473K |
| SC | 1 | $449K | $449K |
| IN | 1 | $225K | $225K |
| VA | 2 | $210K | $105K |
| DE | 1 | $100K | $100K |
| OH | 1 | $55K | $55K |
| WI | 1 | $49K | $49K |
| PA | 1 | $25K | $25K |
| NY | 1 | $25K | $25K |
Liberty Tax Service SBA loans by year
How Liberty Tax Service SBA loans have performed
Outcomes for every funded Liberty Tax Service 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Liberty Tax Service franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Liberty Tax Service deal to a lender currently funding this brand.
Financing a Liberty Tax Service franchise?
We know which lenders are actively funding Liberty Tax Service deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).