SBA Loans for Tropical Smoothie Cafe Franchises
Who actually funds Tropical Smoothie Cafe SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Tropical Smoothie Cafe SBA loans
Ranked by number of Tropical Smoothie Cafe 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 43 | $27.1M | $631K |
| 2 | The Huntington National Bank | 18 | $5.5M | $305K |
| 3 | Citizens Bank | 16 | $7.3M | $455K |
| 4 | The Bancorp Bank National Association | 12 | $8.3M | $695K |
| 5 | United Community Bank | 11 | $5.4M | $495K |
| 6 | SouthState Bank, National Association | 9 | $4.9M | $542K |
| 7 | ConnectOne Bank | 8 | $4.7M | $587K |
| 8 | Manufacturers and Traders Trust Company | 7 | $1.1M | $158K |
| 9 | Meridian Bank | 6 | $2.6M | $429K |
| 10 | Gulf Coast Bank | 5 | $2.7M | $534K |
| 11 | Wilmington Savings Fund Society FSB | 4 | $2.6M | $653K |
| 11 | Five Star Bank | 4 | $1.6M | $406K |
| 11 | Rockland Trust Company | 4 | $1.6M | $406K |
| 11 | Truliant FCU | 4 | $5.0M | $1.3M |
| 11 | KeyBank National Association | 4 | $2.1M | $519K |
| 11 | TD Bank, National Association | 4 | $2.5M | $615K |
| 11 | Pineland Bank | 4 | $1.2M | $300K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Tropical Smoothie Cafe loan in this period, ranked by loan count.
Tropical Smoothie Cafe SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 32 | $17.2M | $538K |
| TX | 32 | $13.5M | $421K |
| GA | 20 | $10.4M | $521K |
| PA | 19 | $10.3M | $543K |
| NY | 16 | $9.8M | $611K |
| NC | 17 | $9.6M | $565K |
| MI | 7 | $5.8M | $829K |
| AZ | 8 | $5.3M | $661K |
| MD | 11 | $4.9M | $445K |
| KY | 8 | $3.8M | $481K |
| IL | 9 | $3.7M | $409K |
| MA | 9 | $3.6M | $406K |
| SC | 7 | $3.4M | $492K |
| LA | 8 | $3.3M | $414K |
| OH | 7 | $2.5M | $358K |
Tropical Smoothie Cafe SBA loans by year
How Tropical Smoothie Cafe SBA loans have performed
Outcomes for every funded Tropical Smoothie Cafe 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Tropical Smoothie Cafefrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Addendum to Lease Agreement and Conditional Assignment of Lease may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Tropical Smoothie Cafe franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Tropical Smoothie Cafe deal to a lender currently funding this brand.
Financing a Tropical Smoothie Cafe franchise?
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