SBA Loans for Crumbl Franchises
Who actually funds Crumbl SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Crumbl SBA loans
Ranked by number of Crumbl 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 28 | $9.1M | $325K |
| 2 | Citizens Bank | 12 | $6.6M | $553K |
| 2 | First Internet Bank of Indiana | 12 | $8.5M | $710K |
| 4 | Cache Valley Bank | 11 | $4.4M | $402K |
| 4 | First Merchants Bank | 11 | $5.7M | $519K |
| 6 | Live Oak Banking Company | 10 | $9.6M | $956K |
| 6 | United Community Bank | 10 | $8.1M | $810K |
| 8 | BayFirst National Bank | 9 | $4.2M | $461K |
| 9 | Five Star Bank | 8 | $3.8M | $475K |
| 10 | Idaho Central CU | 6 | $3.0M | $497K |
| 10 | Fifth Third Bank | 6 | $4.6M | $770K |
| 10 | Byline Bank | 6 | $3.7M | $618K |
| 13 | Celtic Bank Corporation | 5 | $7.4M | $1.5M |
| 13 | KeyBank National Association | 5 | $2.4M | $488K |
| 13 | Heritage Bank Inc | 5 | $3.3M | $664K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Crumbl loan in this period, ranked by loan count.
Crumbl SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 26 | $22.4M | $862K |
| CA | 30 | $18.7M | $624K |
| FL | 28 | $18.4M | $658K |
| OH | 26 | $12.1M | $465K |
| GA | 18 | $10.0M | $556K |
| IN | 8 | $8.0M | $1.0M |
| KY | 6 | $6.6M | $1.1M |
| MA | 11 | $6.0M | $543K |
| UT | 6 | $5.9M | $978K |
| PA | 4 | $5.2M | $1.3M |
| NY | 7 | $4.6M | $659K |
| NC | 8 | $4.1M | $516K |
| MI | 8 | $3.8M | $471K |
| LA | 5 | $3.5M | $702K |
| AL | 6 | $3.2M | $534K |
Crumbl SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Crumbl franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Crumbl deal to a lender currently funding this brand.
Financing a Crumbl franchise?
We know which lenders are actively funding Crumbl deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).