SBA Loans for Smoothie King Franchises
Who actually funds Smoothie King SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Smoothie King SBA loans
Ranked by number of Smoothie King 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Citizens Bank | 19 | $9.9M | $522K |
| 2 | The Huntington National Bank | 17 | $4.0M | $236K |
| 3 | United Community Bank | 9 | $4.4M | $486K |
| 4 | First Bank of the Lake | 7 | $3.9M | $560K |
| 5 | The Bancorp Bank National Association | 6 | $3.2M | $532K |
| 6 | b1BANK | 4 | $1.7M | $425K |
| 6 | Milestone Bank | 4 | $3.0M | $757K |
| 6 | Customers Bank | 4 | $2.4M | $604K |
| 6 | KeyBank National Association | 4 | $1.9M | $482K |
| 6 | Live Oak Banking Company | 4 | $2.0M | $504K |
| 6 | ConnectOne Bank | 4 | $2.0M | $496K |
| 12 | Wilmington Savings Fund Society FSB | 3 | $1.0M | $350K |
| 12 | American Community Bank of Indiana | 3 | $750K | $250K |
| 12 | Bank of Belleville | 3 | $780K | $260K |
| 12 | The American National Bank of Texas | 3 | $3.3M | $1.1M |
| 12 | The Callaway Bank | 3 | $884K | $295K |
| 12 | Manufacturers and Traders Trust Company | 3 | $587K | $196K |
| 12 | The State Bank and Trust Company | 3 | $888K | $296K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Smoothie King loan in this period, ranked by loan count.
Smoothie King SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 40 | $20.3M | $508K |
| FL | 22 | $10.0M | $452K |
| GA | 16 | $8.2M | $512K |
| IL | 11 | $7.3M | $665K |
| CO | 9 | $4.5M | $495K |
| PA | 4 | $3.0M | $752K |
| OH | 8 | $2.6M | $327K |
| AL | 4 | $2.3M | $576K |
| MD | 6 | $2.3M | $375K |
| IN | 7 | $1.8M | $254K |
| LA | 5 | $1.8M | $350K |
| MO | 5 | $1.6M | $321K |
| AR | 1 | $1.6M | $1.6M |
| NC | 3 | $1.4M | $469K |
| AZ | 3 | $1.4M | $466K |
Smoothie King SBA loans by year
SBA lender notes for Smoothie Kingfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Rider may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Smoothie King franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Smoothie King deal to a lender currently funding this brand.
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