SBA Loans for Rita's Ice-Custard-Happiness Franchises
Who actually funds Rita's Ice-Custard-Happiness SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Rita's Ice-Custard-Happiness SBA loans
Ranked by number of Rita's Ice-Custard-Happiness 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 28 | $7.8M | $280K |
| 2 | TD Bank, National Association | 6 | $1.3M | $213K |
| 3 | Hanover Community Bank | 5 | $2.6M | $528K |
| 4 | Manufacturers and Traders Trust Company | 4 | $966K | $241K |
| 5 | KeyBank National Association | 3 | $594K | $198K |
| 6 | PNC Bank, National Association | 2 | $620K | $310K |
| 6 | 22nd State Bank, A Division of 22nd State Banking Company | 2 | $1.9M | $970K |
| 6 | Magnifi Financial CU | 2 | $566K | $283K |
| 6 | Beacon Bank and Trust | 2 | $2.8M | $1.4M |
| 6 | TowneBank | 2 | $532K | $266K |
| 6 | BayFirst National Bank | 2 | $593K | $296K |
| 12 | Readycap Lending, LLC | 1 | $255K | $255K |
| 12 | Redstone Bank | 1 | $318K | $318K |
| 12 | Stearns Bank National Association | 1 | $213K | $213K |
| 12 | Univest Bank and Trust Co | 1 | $1.4M | $1.4M |
| 12 | Valley National Bank | 1 | $486K | $486K |
| 12 | VelocitySBA, LLC | 1 | $233K | $233K |
| 12 | Wilmington Savings Fund Society FSB | 1 | $270K | $270K |
| 12 | Banesco USA | 1 | $296K | $296K |
| 12 | Citizens Bank | 1 | $408K | $408K |
| 12 | Evolve Bank and Trust | 1 | $308K | $308K |
| 12 | First Bank of the Lake | 1 | $250K | $250K |
| 12 | First Internet Bank of Indiana | 1 | $899K | $899K |
| 12 | Fulton Bank, National Association | 1 | $175K | $175K |
| 12 | Newtek Bank, National Association | 1 | $350K | $350K |
| 12 | Newtek Small Business Finance, Inc. | 1 | $305K | $305K |
| 12 | OMB Bank | 1 | $459K | $459K |
| 12 | Peoples Bank & Trust | 1 | $350K | $350K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Rita's Ice-Custard-Happiness loan in this period, ranked by loan count.
Rita's Ice-Custard-Happiness SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| PA | 25 | $7.5M | $300K |
| FL | 10 | $4.4M | $436K |
| MD | 5 | $2.6M | $528K |
| TX | 2 | $2.5M | $1.3M |
| VA | 6 | $2.5M | $411K |
| NJ | 8 | $1.9M | $241K |
| SC | 3 | $1.4M | $473K |
| GA | 2 | $838K | $419K |
| OH | 2 | $548K | $274K |
| NC | 2 | $515K | $258K |
| MO | 1 | $459K | $459K |
| IL | 2 | $455K | $227K |
| LA | 1 | $408K | $408K |
| MI | 2 | $385K | $193K |
| AZ | 2 | $370K | $185K |
Rita's Ice-Custard-Happiness SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Rita's Ice-Custard-Happiness franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Rita's Ice-Custard-Happiness deal to a lender currently funding this brand.
Financing a Rita's Ice-Custard-Happiness franchise?
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