SBA Loans for Home Instead Franchises
Who actually funds Home Instead SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Home Instead SBA loans
Ranked by number of Home Instead 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 50 | $56.6M | $1.1M |
| 2 | Associated Bank National Association | 44 | $19.5M | $444K |
| 3 | Byline Bank | 5 | $4.6M | $920K |
| 3 | The Huntington National Bank | 5 | $1.4M | $273K |
| 3 | First Commonwealth Bank | 5 | $2.3M | $468K |
| 6 | Arbor Bank | 4 | $5.3M | $1.3M |
| 7 | First National Bank of Pennsylvania | 3 | $4.3M | $1.4M |
| 7 | U.S. Bank, National Association | 3 | $1.3M | $442K |
| 9 | Gulf Coast Bank and Trust Company | 2 | $1.9M | $962K |
| 9 | CDC Small Business Finance Corp. | 2 | $350K | $175K |
| 9 | CIBC Bank USA | 2 | $274K | $137K |
| 9 | DFCU Financial | 2 | $5.2M | $2.6M |
| 9 | First Internet Bank of Indiana | 2 | $1.6M | $781K |
| 9 | Frost Bank | 2 | $294K | $147K |
| 9 | HomeTrust Bank | 2 | $1.5M | $745K |
| 9 | Manufacturers and Traders Trust Company | 2 | $975K | $488K |
| 9 | Old National Bank | 2 | $1.7M | $859K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Home Instead loan in this period, ranked by loan count.
Home Instead SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 13 | $15.2M | $1.2M |
| OH | 9 | $13.4M | $1.5M |
| CA | 20 | $13.3M | $665K |
| TX | 20 | $12.1M | $603K |
| KY | 4 | $7.6M | $1.9M |
| MD | 4 | $6.5M | $1.6M |
| PA | 10 | $5.9M | $590K |
| CO | 6 | $5.7M | $949K |
| KS | 3 | $5.2M | $1.7M |
| TN | 2 | $5.0M | $2.5M |
| AZ | 5 | $4.7M | $947K |
| VA | 3 | $4.3M | $1.4M |
| NC | 2 | $4.1M | $2.1M |
| IL | 4 | $2.7M | $687K |
| IN | 3 | $2.4M | $812K |
Home Instead SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Home Instead franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Home Instead deal to a lender currently funding this brand.
Financing a Home Instead franchise?
We know which lenders are actively funding Home Instead deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).