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Franchises›Homewatch CareGivers
SBA Franchise IDS0817✓ SBA-eligible franchise· listed since 2017

SBA Loans for Homewatch CareGivers Franchises

Who actually funds Homewatch CareGivers SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

44
SBA 7(a) loans
$18.9M
Total approved
$430K
Avg loan size
18
Lenders

Top lenders funding Homewatch CareGivers SBA loans

Ranked by number of Homewatch CareGivers 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1United Midwest Savings Bank National Association11$1.6M$142K
2The Huntington National Bank7$1.3M$184K
3Live Oak Banking Company4$4.0M$1.0M
4Associated Bank National Association3$1.6M$534K
4First Bank of the Lake3$470K$157K
6CIBC Bank USA2$1.9M$936K
6First Command Bank2$193K$97K
6Readycap Lending, LLC2$184K$92K
9U.S. Bank, National Association1$50K$50K
9VelocitySBA, LLC1$398K$398K
9Wilmington Savings Fund Society FSB1$2.2M$2.2M
9BayFirst National Bank1$150K$150K
9Byline Bank1$3.7M$3.7M
9CDC Small Business Finance Corp.1$125K$125K
9Granite Bank1$50K$50K
9Magnifi Financial CU1$150K$150K
9Manufacturers and Traders Trust Company1$50K$50K
9PNC Bank, National Association1$903K$903K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Homewatch CareGivers loan in this period, ranked by loan count.

Homewatch CareGivers SBA loans by state

StateLoansTotal VolumeAvg Loan
IL2$4.1M$2.0M
GA2$2.9M$1.4M
TX6$2.7M$452K
NJ1$2.2M$2.2M
VA4$2.1M$516K
MN6$1.8M$299K
CA8$1.1M$138K
SC2$450K$225K
MI2$300K$150K
IN2$300K$150K
OH2$299K$149K
FL2$290K$145K
MO1$150K$150K
CO1$150K$150K
KS1$60K$60K

Homewatch CareGivers SBA loans by year

FY2021
10
$5.7M
FY2022
2
$2.3M
FY2023
3
$454K
FY2024
8
$3.3M
FY2025
12
$2.8M
FY2026
9
$4.4M

How Homewatch CareGivers SBA loans have performed

Outcomes for every funded Homewatch CareGivers 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
4 of 50
8.0% · SBA paid out on the guaranty
Charged off
4 of 50
8.0% · Written off (part of defaulted)
Paid in full
8 of 50
16.0% · Loan fully repaid
Still active
38 of 50
76.0% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Homewatch CareGivers franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Homewatch CareGivers deal to a lender currently funding this brand.

Financing a Homewatch CareGivers franchise?

We know which lenders are actively funding Homewatch CareGivers deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).