SBA Loans for BrightStar Care Franchises
Who actually funds BrightStar Care SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding BrightStar Care SBA loans
Ranked by number of BrightStar Care 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 37 | $31.6M | $855K |
| 2 | The Huntington National Bank | 17 | $6.0M | $354K |
| 3 | Associated Bank National Association | 5 | $2.7M | $538K |
| 4 | United Community Bank | 4 | $795K | $199K |
| 5 | First Bank of the Lake | 3 | $701K | $234K |
| 6 | Meridian Bank | 2 | $612K | $306K |
| 6 | First Commonwealth Bank | 2 | $370K | $185K |
| 6 | United Midwest Savings Bank National Association | 2 | $300K | $150K |
| 6 | Columbia Bank | 2 | $1.2M | $606K |
| 10 | PNC Bank, National Association | 1 | $188K | $188K |
| 10 | The Bancorp Bank National Association | 1 | $165K | $165K |
| 10 | Citizens Bank | 1 | $246K | $246K |
| 10 | United Bank of Philadelphia | 1 | $219K | $219K |
| 10 | U.S. Bank, National Association | 1 | $30K | $30K |
| 10 | ConnectOne Bank | 1 | $200K | $200K |
| 10 | Wells Fargo Bank National Association | 1 | $1.8M | $1.8M |
| 10 | Fifth Third Bank | 1 | $200K | $200K |
| 10 | Fulton Bank, National Association | 1 | $248K | $248K |
| 10 | KeyBank National Association | 1 | $300K | $300K |
| 10 | Lake Michigan CU | 1 | $500K | $500K |
| 10 | Oxford Bank | 1 | $120K | $120K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved BrightStar Care loan in this period, ranked by loan count.
BrightStar Care SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 11 | $7.5M | $680K |
| IL | 4 | $6.7M | $1.7M |
| NJ | 11 | $4.9M | $447K |
| AZ | 4 | $4.4M | $1.1M |
| MI | 6 | $4.2M | $693K |
| GA | 8 | $3.9M | $491K |
| MD | 1 | $3.7M | $3.7M |
| CA | 7 | $2.8M | $398K |
| VA | 5 | $2.5M | $500K |
| FL | 5 | $1.6M | $312K |
| OK | 2 | $1.2M | $608K |
| CO | 2 | $1.2M | $606K |
| PA | 6 | $1.1M | $182K |
| NC | 4 | $678K | $169K |
| KY | 2 | $500K | $250K |
BrightStar Care SBA loans by year
How BrightStar Care SBA loans have performed
Outcomes for every funded BrightStar Care 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for BrightStar Care franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your BrightStar Care deal to a lender currently funding this brand.
Financing a BrightStar Care franchise?
We know which lenders are actively funding BrightStar Care deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).