SBA Loans for Right at Home Franchises
Who actually funds Right at Home SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Right at Home SBA loans
Ranked by number of Right at Home 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 24 | $20.9M | $871K |
| 2 | The Huntington National Bank | 8 | $1.5M | $190K |
| 3 | American National Bank | 5 | $2.7M | $532K |
| 4 | MVB Bank, Inc. | 3 | $3.9M | $1.3M |
| 4 | JPMorgan Chase Bank, National Association | 3 | $468K | $156K |
| 6 | Atlantic Union Bank | 2 | $300K | $150K |
| 6 | Beacon Bank and Trust | 2 | $1.0M | $508K |
| 8 | Midwest Regional Bank | 1 | $466K | $466K |
| 8 | Pathward National Association | 1 | $950K | $950K |
| 8 | Readycap Lending, LLC | 1 | $356K | $356K |
| 8 | Stone Bank | 1 | $250K | $250K |
| 8 | The Bank of Houston | 1 | $1.3M | $1.3M |
| 8 | Truist Bank | 1 | $2.2M | $2.2M |
| 8 | United Midwest Savings Bank National Association | 1 | $70K | $70K |
| 8 | U.S. Bank, National Association | 1 | $631K | $631K |
| 8 | Webster Bank National Association | 1 | $250K | $250K |
| 8 | BayFirst National Bank | 1 | $990K | $990K |
| 8 | First Bank of the Lake | 1 | $150K | $150K |
| 8 | First Horizon Bank | 1 | $1.5M | $1.5M |
| 8 | FWBank | 1 | $1.1M | $1.1M |
| 8 | Gulf Coast Bank and Trust Company | 1 | $445K | $445K |
| 8 | KeyBank National Association | 1 | $180K | $180K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Right at Home loan in this period, ranked by loan count.
Right at Home SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 13 | $9.2M | $706K |
| NY | 5 | $7.5M | $1.5M |
| FL | 6 | $5.5M | $925K |
| IL | 4 | $2.2M | $548K |
| MA | 1 | $2.1M | $2.1M |
| MO | 2 | $2.0M | $983K |
| TX | 4 | $1.9M | $468K |
| MI | 2 | $1.6M | $821K |
| LA | 1 | $1.5M | $1.5M |
| WI | 3 | $1.4M | $480K |
| MD | 1 | $1.1M | $1.1M |
| CT | 2 | $917K | $459K |
| OH | 4 | $906K | $227K |
| CO | 3 | $850K | $283K |
| NV | 1 | $631K | $631K |
Right at Home SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Right at Home franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Right at Home deal to a lender currently funding this brand.
Financing a Right at Home franchise?
We know which lenders are actively funding Right at Home deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).