SBA Loans for Zoom Room Franchises
Who actually funds Zoom Room SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Zoom Room SBA loans
Ranked by number of Zoom Room 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 34 | $7.1M | $209K |
| 2 | Luminate Bank | 3 | $1.5M | $509K |
| 3 | U.S. Bank, National Association | 2 | $100K | $50K |
| 3 | Mountain America FCU | 2 | $447K | $224K |
| 3 | Fifth Third Bank | 2 | $248K | $124K |
| 6 | First Bank of the Lake | 1 | $376K | $376K |
| 6 | The Union Bank Company | 1 | $350K | $350K |
| 6 | Mechanics and Farmers Bank | 1 | $300K | $300K |
| 6 | United Community Bank | 1 | $400K | $400K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Zoom Room loan in this period, ranked by loan count.
Zoom Room SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 8 | $1.7M | $218K |
| WA | 3 | $1.6M | $526K |
| NC | 5 | $1.2M | $231K |
| TX | 6 | $1.1M | $180K |
| NY | 3 | $909K | $303K |
| SC | 4 | $787K | $197K |
| OH | 3 | $598K | $199K |
| ID | 2 | $447K | $224K |
| GA | 2 | $379K | $190K |
| VA | 1 | $376K | $376K |
| CA | 1 | $372K | $372K |
| MN | 2 | $350K | $175K |
| AZ | 2 | $340K | $170K |
| PA | 2 | $339K | $170K |
| MO | 1 | $300K | $300K |
Zoom Room SBA loans by year
SBA lender notes for Zoom Roomfrom the SBA Franchise Directory
1. When the Real Estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum, may not be executed. 2. Franchisor may not enforce a purchase option on the real estate if owned by the franchisee or an affiliate and is sued as security for the SBA Loan. 3. Lender/CDC must ensure they obtain the correct lien position on all assets as required pursuant to SOP 50 10
How to use this
The lenders above have actually closed SBA 7(a) loans for Zoom Room franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Zoom Room deal to a lender currently funding this brand.
Financing a Zoom Room franchise?
We know which lenders are actively funding Zoom Room deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).