SBA Loans for Zivel Franchises
Who actually funds Zivel SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2023–2025.
Top lenders funding Zivel SBA loans
Ranked by number of Zivel 7(a) loans approved since 2023.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 8 | $1.4M | $170K |
| 2 | American Bank | 1 | $352K | $352K |
| 2 | Decatur County Bank | 1 | $163K | $163K |
| 2 | Pinnacle Bank | 1 | $331K | $331K |
Source: SBA FOIA 7(a) loan-level data, 2023–2025. Shows lenders with at least one approved Zivel loan in this period, ranked by loan count.
Zivel SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 4 | $640K | $160K |
| TN | 2 | $494K | $247K |
| UT | 2 | $375K | $188K |
| LA | 1 | $352K | $352K |
| OH | 2 | $344K | $172K |
Zivel SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Zivel franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Zivel deal to a lender currently funding this brand.
Financing a Zivel franchise?
We know which lenders are actively funding Zivel deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).