sbaloanshq
Franchises›Wrap City
SBA Franchise IDS2311

SBA Loans for Wrap City Franchises

Who actually funds Wrap City SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

12
SBA 7(a) loans
$1.6M
Total approved
$136K
Avg loan size
3
Lenders

Top lenders funding Wrap City SBA loans

Ranked by number of Wrap City 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Primary Bank6$1.2M$205K
2Camden National Bank3$205K$68K
2Merrimack County Savings Bank3$200K$67K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Wrap City loan in this period, ranked by loan count.

Wrap City SBA loans by state

StateLoansTotal VolumeAvg Loan
NH11$1.4M$130K
MA1$205K$205K

Wrap City SBA loans by year

FY2021
2
$165K
FY2022
2
$525K
FY2023
2
$305K
FY2024
3
$440K
FY2025
2
$186K
FY2026
1
$14K

How Wrap City SBA loans have performed

Outcomes for every funded Wrap City 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 14
0.0% · SBA paid out on the guaranty
Charged off
0 of 14
0.0% · Written off (part of defaulted)
Paid in full
4 of 14
28.6% · Loan fully repaid
Still active
10 of 14
71.4% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Wrap City franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Wrap City deal to a lender currently funding this brand.

Financing a Wrap City franchise?

We know which lenders are actively funding Wrap City deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).