SBA Loans for WaterStation Franchises
Who actually funds WaterStation SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2023.
Top lenders funding WaterStation SBA loans
Ranked by number of WaterStation 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | UniBank | 35 | $18.4M | $526K |
| 2 | Celtic Bank Corporation | 13 | $14.6M | $1.1M |
| 3 | Meridian Bank | 3 | $8.5M | $2.8M |
| 4 | Community Bank & Trust-West Georgia | 2 | $3.7M | $1.9M |
| 5 | IncredibleBank | 1 | $950K | $950K |
| 5 | Banner Bank | 1 | $1.3M | $1.3M |
| 5 | Stock Yards Bank & Trust Company | 1 | $3.1M | $3.1M |
Source: SBA FOIA 7(a) loan-level data, 2021–2023. Shows lenders with at least one approved WaterStation loan in this period, ranked by loan count.
WaterStation SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 6 | $8.5M | $1.4M |
| PA | 3 | $6.3M | $2.1M |
| IN | 4 | $5.2M | $1.3M |
| TN | 2 | $4.6M | $2.3M |
| CA | 5 | $3.9M | $785K |
| WY | 3 | $3.6M | $1.2M |
| AZ | 3 | $3.6M | $1.2M |
| IL | 3 | $2.2M | $738K |
| WA | 2 | $2.1M | $1.1M |
| IA | 2 | $1.9M | $925K |
| NJ | 4 | $1.8M | $442K |
| CO | 3 | $963K | $321K |
| GA | 3 | $823K | $274K |
| WV | 1 | $700K | $700K |
| FL | 1 | $631K | $631K |
WaterStation SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for WaterStation franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your WaterStation deal to a lender currently funding this brand.
Financing a WaterStation franchise?
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