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Franchises›Victory Lane Quick Oil Change
SBA Franchise IDS1866✓ SBA-eligible franchise· listed since 2017

SBA Loans for Victory Lane Quick Oil Change Franchises

Who actually funds Victory Lane Quick Oil Change SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

8
SBA 7(a) loans
$8.9M
Total approved
$1.1M
Avg loan size
7
Lenders

Top lenders funding Victory Lane Quick Oil Change SBA loans

Ranked by number of Victory Lane Quick Oil Change 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Milestone Bank2$2.8M$1.4M
2FDIC - Community Bank & Trust-West Georgia1$943K$943K
2First Bank of the Lake1$1.0M$1.0M
2Celtic Bank Corporation1$1.3M$1.3M
2Live Oak Banking Company1$1.5M$1.5M
2Wells Fargo Bank National Association1$1.1M$1.1M
2Grasshopper Bank National Association1$280K$280K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Victory Lane Quick Oil Change loan in this period, ranked by loan count.

Victory Lane Quick Oil Change SBA loans by state

StateLoansTotal VolumeAvg Loan
CO1$1.9M$1.9M
AZ1$1.5M$1.5M
NC1$1.3M$1.3M
MN1$1.1M$1.1M
KY1$1.0M$1.0M
VA1$943K$943K
TX1$832K$832K
GA1$280K$280K

Victory Lane Quick Oil Change SBA loans by year

FY2021
2
$2.1M
FY2022
2
$1.6M
FY2025
3
$3.8M
FY2026
1
$1.5M

How Victory Lane Quick Oil Change SBA loans have performed

Outcomes for every funded Victory Lane Quick Oil Change 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 12
0.0% · SBA paid out on the guaranty
Charged off
0 of 12
0.0% · Written off (part of defaulted)
Paid in full
6 of 12
50.0% · Loan fully repaid
Still active
6 of 12
50.0% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for Victory Lane Quick Oil Changefrom the SBA Franchise Directory

When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum and Collateral Assignment of Lease may not be executed.

How to use this

The lenders above have actually closed SBA 7(a) loans for Victory Lane Quick Oil Change franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Victory Lane Quick Oil Change deal to a lender currently funding this brand.

Financing a Victory Lane Quick Oil Change franchise?

We know which lenders are actively funding Victory Lane Quick Oil Change deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).