SBA Loans for Verlo Mattress Franchises
Who actually funds Verlo Mattress SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2025.
Top lenders funding Verlo Mattress SBA loans
Ranked by number of Verlo Mattress 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 6 | $2.0M | $339K |
| 2 | First Bank of the Lake | 2 | $1.4M | $689K |
| 3 | BayFirst National Bank | 1 | $150K | $150K |
| 3 | Old National Bank | 1 | $1.4M | $1.4M |
| 3 | Summit State Bank | 1 | $620K | $620K |
| 3 | The Bank of Houston | 1 | $540K | $540K |
Source: SBA FOIA 7(a) loan-level data, 2022 to 2025. Shows lenders with at least one approved Verlo Mattress loan in this period, ranked by loan count.
Verlo Mattress SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 4 | $2.1M | $528K |
| WI | 2 | $1.6M | $786K |
| AR | 2 | $673K | $337K |
| IN | 2 | $627K | $314K |
| AZ | 1 | $620K | $620K |
| MA | 1 | $540K | $540K |
Verlo Mattress SBA loans by year
How Verlo Mattress SBA loans have performed
Outcomes for every funded Verlo Mattress 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Verlo Mattress franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Verlo Mattress deal to a lender currently funding this brand.
Financing a Verlo Mattress franchise?
We know which lenders are actively funding Verlo Mattress deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).