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FranchisesVARSITY ZONE HEATING AND AIR CONDITIONING
SBA Franchise IDS8103✓ SBA-eligible franchise· listed since 2025

SBA Loans for VARSITY ZONE HEATING AND AIR CONDITIONING Franchises

Who actually funds VARSITY ZONE HEATING AND AIR CONDITIONING SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2025–2026.

5
SBA 7(a) loans
$1.4M
Total approved
$278K
Avg loan size
4
Lenders

Top lenders funding VARSITY ZONE HEATING AND AIR CONDITIONING SBA loans

Ranked by number of VARSITY ZONE HEATING AND AIR CONDITIONING 7(a) loans approved since 2025.

#LenderLoansTotal VolumeAvg Loan
1American National Bank2$540K$270K
2First Bank of the Lake1$333K$333K
2First Command Bank1$241K$241K
2First Commonwealth Bank1$277K$277K

Source: SBA FOIA 7(a) loan-level data, 2025–2026. Shows lenders with at least one approved VARSITY ZONE HEATING AND AIR CONDITIONING loan in this period, ranked by loan count.

VARSITY ZONE HEATING AND AIR CONDITIONING SBA loans by state

StateLoansTotal VolumeAvg Loan
TX2$574K$287K
TN1$350K$350K
CT1$277K$277K
FL1$190K$190K

VARSITY ZONE HEATING AND AIR CONDITIONING SBA loans by year

FY2025
1
$190K
FY2026
4
$1.2M
SBA lender notes for VARSITY ZONE HEATING AND AIR CONDITIONINGfrom the SBA Franchise Directory

When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease, Consent & Agreement of Lessor and Site Selection Addendum may not be executed.

How to use this

The lenders above have actually closed SBA 7(a) loans for VARSITY ZONE HEATING AND AIR CONDITIONING franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your VARSITY ZONE HEATING AND AIR CONDITIONING deal to a lender currently funding this brand.

Financing a VARSITY ZONE HEATING AND AIR CONDITIONING franchise?

We know which lenders are actively funding VARSITY ZONE HEATING AND AIR CONDITIONING deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).