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Franchises›Mr. Rooter Plumbing
SBA Franchise IDS1144✓ SBA-eligible franchise· listed since 2017

SBA Loans for Mr. Rooter Plumbing Franchises

Who actually funds Mr. Rooter Plumbing SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

42
SBA 7(a) loans
$19.3M
Total approved
$460K
Avg loan size
12
Lenders

Top lenders funding Mr. Rooter Plumbing SBA loans

Ranked by number of Mr. Rooter Plumbing 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1United Midwest Savings Bank National Association24$7.3M$304K
2Byline Bank4$5.8M$1.4M
3The Huntington National Bank3$417K$139K
4Citizens Bank2$1.2M$582K
4Glacier Bank2$684K$342K
6The Fidelity Bank1$189K$189K
6Truliant FCU1$1.5M$1.5M
6Bank of Bartlett1$694K$694K
6Bank of America, National Association1$100K$100K
6JPMorgan Chase Bank, National Association1$900K$900K
6Live Oak Banking Company1$275K$275K
6The Bank of Houston1$262K$262K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Mr. Rooter Plumbing loan in this period, ranked by loan count.

Mr. Rooter Plumbing SBA loans by state

StateLoansTotal VolumeAvg Loan
OR3$5.2M$1.7M
SC3$2.2M$745K
TX6$1.8M$297K
NC3$1.3M$443K
FL3$1.3M$438K
TN3$1.1M$352K
GA3$1.1M$350K
UT3$950K$317K
WI1$900K$900K
VA3$875K$292K
WA2$684K$342K
CA1$350K$350K
PA1$350K$350K
NJ1$350K$350K
KS2$300K$150K

Mr. Rooter Plumbing SBA loans by year

FY2021
2
$4.8M
FY2022
6
$1.9M
FY2023
6
$1.4M
FY2024
7
$2.7M
FY2025
9
$3.3M
FY2026
12
$5.2M

How Mr. Rooter Plumbing SBA loans have performed

Outcomes for every funded Mr. Rooter Plumbing 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
1 of 43
2.3% · SBA paid out on the guaranty
Charged off
1 of 43
2.3% · Written off (part of defaulted)
Paid in full
8 of 43
18.6% · Loan fully repaid
Still active
34 of 43
79.1% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Mr. Rooter Plumbing franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Mr. Rooter Plumbing deal to a lender currently funding this brand.

Financing a Mr. Rooter Plumbing franchise?

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