SBA Loans for One Hour Heating & Air Conditioning Franchises
Who actually funds One Hour Heating & Air Conditioning SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2026 to 2026.
Top lenders funding One Hour Heating & Air Conditioning SBA loans
Ranked by number of One Hour Heating & Air Conditioning 7(a) loans approved since 2026.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 3 | $825K | $275K |
| 2 | United Midwest Savings Bank National Association | 1 | $150K | $150K |
Source: SBA FOIA 7(a) loan-level data, 2026 to 2026. Shows lenders with at least one approved One Hour Heating & Air Conditioning loan in this period, ranked by loan count.
One Hour Heating & Air Conditioning SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NJ | 1 | $325K | $325K |
| NC | 1 | $250K | $250K |
| NY | 1 | $250K | $250K |
| CT | 1 | $150K | $150K |
One Hour Heating & Air Conditioning SBA loans by year
How One Hour Heating & Air Conditioning SBA loans have performed
Outcomes for every funded One Hour Heating & Air Conditioning 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for One Hour Heating & Air Conditioning franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your One Hour Heating & Air Conditioning deal to a lender currently funding this brand.
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