SBA Loans for 1-Tom-Plumber Franchises
Who actually funds 1-Tom-Plumber SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2026.
Top lenders funding 1-Tom-Plumber SBA loans
Ranked by number of 1-Tom-Plumber 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 4 | $911K | $228K |
| 2 | First Resource Bank | 2 | $458K | $229K |
| 2 | Citizens Bank | 2 | $740K | $370K |
| 2 | KeyBank National Association | 2 | $250K | $125K |
| 2 | First Bank | 2 | $460K | $230K |
| 6 | BancFirst | 1 | $344K | $344K |
| 6 | The Huntington National Bank | 1 | $335K | $335K |
| 6 | Capital Bank, National Association | 1 | $877K | $877K |
| 6 | CDC Small Business Finance Corp. | 1 | $350K | $350K |
| 6 | CRF Small Business Loan Company, LLC | 1 | $340K | $340K |
| 6 | Hancock Whitney Bank | 1 | $325K | $325K |
Source: SBA FOIA 7(a) loan-level data, 2022 to 2026. Shows lenders with at least one approved 1-Tom-Plumber loan in this period, ranked by loan count.
1-Tom-Plumber SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 1 | $877K | $877K |
| OK | 2 | $684K | $342K |
| NJ | 2 | $527K | $264K |
| KY | 1 | $486K | $486K |
| NC | 2 | $460K | $230K |
| MN | 2 | $458K | $229K |
| NY | 2 | $384K | $192K |
| CA | 1 | $350K | $350K |
| AL | 1 | $335K | $335K |
| FL | 1 | $325K | $325K |
| GA | 1 | $254K | $254K |
| WA | 2 | $250K | $125K |
1-Tom-Plumber SBA loans by year
How 1-Tom-Plumber SBA loans have performed
Outcomes for every funded 1-Tom-Plumber 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for 1-Tom-Plumber franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your 1-Tom-Plumber deal to a lender currently funding this brand.
Financing a 1-Tom-Plumber franchise?
We know which lenders are actively funding 1-Tom-Plumber deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).