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SBA Loans for HVAC & Plumbing

HVAC & Plumbing received $2.6B in SBA 7(a) loans across 6,007 approved loans from FY2021 through FY2026, with The Huntington National Bank leading at 663 deals. The sector's charge-off rate over this period is 1.7%.

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$2.6B
Total approved volume
6,007
Approved loans
$437K
Average loan size
1.7%
Charge-off rate

Most active SBA lenders for hvac & plumbing

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank663$169.3M$255K
2U.S. Bank, National Association446$74.9M$168K
3TD Bank, National Association355$53.9M$152K

Source: SBA FOIA 7(a) loan-level data, FY2021–FY2026, NAICS 23822*. Charge-off rate = SBA-charged-off loans divided by funded loans. Rankings are by total loan count.

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