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SBA Loans for Construction

Construction received $17.6B in SBA 7(a) loans across 46,639 approved loans from FY2021 through FY2026, with The Huntington National Bank leading at 6,140 deals. The sector's charge-off rate over this period is 2.4%.

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$17.6B
Total approved volume
46,639
Approved loans
$378K
Average loan size
2.4%
Charge-off rate

Most active SBA lenders for construction

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank6,140$1.4B$221K
2U.S. Bank, National Association3,819$445.0M$117K
3TD Bank, National Association3,139$391.1M$125K

Source: SBA FOIA 7(a) loan-level data, FY2021–FY2026, NAICS 23*. Charge-off rate = SBA-charged-off loans divided by funded loans. Rankings are by total loan count.

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