SBA Loans for USA Insulation Franchises
Who actually funds USA Insulation SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding USA Insulation SBA loans
Ranked by number of USA Insulation 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 10 | $4.0M | $401K |
| 2 | 1st Source Bank | 5 | $268K | $54K |
| 2 | United Midwest Savings Bank National Association | 5 | $1.1M | $225K |
| 4 | U.S. Bank, National Association | 2 | $1.1M | $533K |
| 4 | First Commonwealth Bank | 2 | $453K | $227K |
| 4 | Numerica CU | 2 | $447K | $224K |
| 7 | JPMorgan Chase Bank, National Association | 1 | $90K | $90K |
| 7 | Magnifi Financial CU | 1 | $411K | $411K |
| 7 | American Bank & Trust Company, Inc. | 1 | $335K | $335K |
| 7 | The Farmers National Bank of Canfield | 1 | $225K | $225K |
| 7 | Evolve Bank and Trust | 1 | $331K | $331K |
| 7 | Bank First, N.A. | 1 | $105K | $105K |
| 7 | Genisys CU | 1 | $878K | $878K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved USA Insulation loan in this period, ranked by loan count.
USA Insulation SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| OH | 1 | $1.9M | $1.9M |
| TX | 5 | $1.2M | $241K |
| MN | 2 | $1.1M | $533K |
| MI | 1 | $878K | $878K |
| FL | 3 | $839K | $280K |
| KY | 3 | $659K | $220K |
| AZ | 2 | $580K | $290K |
| ID | 2 | $447K | $224K |
| UT | 2 | $425K | $213K |
| VA | 1 | $411K | $411K |
| PA | 1 | $400K | $400K |
| MO | 2 | $315K | $158K |
| IN | 5 | $268K | $54K |
| WV | 1 | $150K | $150K |
| WI | 1 | $105K | $105K |
USA Insulation SBA loans by year
How USA Insulation SBA loans have performed
Outcomes for every funded USA Insulation 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for USA Insulation franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your USA Insulation deal to a lender currently funding this brand.
Financing a USA Insulation franchise?
We know which lenders are actively funding USA Insulation deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).