SBA Loans for UNITS Franchises
Who actually funds UNITS SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2025.
Top lenders funding UNITS SBA loans
Ranked by number of UNITS 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 38 | $49.6M | $1.3M |
| 2 | Bank Five Nine | 9 | $12.7M | $1.4M |
| 3 | Bankers Trust Company | 3 | $804K | $268K |
| 4 | The Huntington National Bank | 2 | $1.2M | $590K |
| 5 | VelocitySBA, LLC | 1 | $1.3M | $1.3M |
| 5 | Lincoln Savings Bank | 1 | $559K | $559K |
| 5 | Northwest Bank | 1 | $1.3M | $1.3M |
| 5 | Summit CU | 1 | $810K | $810K |
Source: SBA FOIA 7(a) loan-level data, 2021–2025. Shows lenders with at least one approved UNITS loan in this period, ranked by loan count.
UNITS SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MI | 4 | $5.5M | $1.4M |
| MA | 3 | $4.8M | $1.6M |
| CA | 2 | $4.3M | $2.1M |
| TX | 3 | $3.9M | $1.3M |
| IA | 5 | $3.6M | $729K |
| AZ | 2 | $3.6M | $1.8M |
| NE | 3 | $3.3M | $1.1M |
| MO | 2 | $3.1M | $1.5M |
| PA | 4 | $3.0M | $746K |
| DE | 2 | $2.7M | $1.4M |
| OH | 4 | $2.5M | $623K |
| CT | 1 | $2.3M | $2.3M |
| IN | 1 | $2.3M | $2.3M |
| AL | 2 | $2.2M | $1.1M |
| TN | 1 | $2.1M | $2.1M |
UNITS SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for UNITS franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your UNITS deal to a lender currently funding this brand.
Financing a UNITS franchise?
We know which lenders are actively funding UNITS deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).