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Franchises›U.S. Oil (Non-Brand Specific) Retailer Supply Agreement
SBA Franchise IDS6443✓ SBA-eligible franchise· listed since 2021

SBA Loans for U.S. Oil (Non-Brand Specific) Retailer Supply Agreement Franchises

Who actually funds U.S. Oil (Non-Brand Specific) Retailer Supply Agreement SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2026.

5
SBA 7(a) loans
$10.1M
Total approved
$2.0M
Avg loan size
5
Lenders

Top lenders funding U.S. Oil (Non-Brand Specific) Retailer Supply Agreement SBA loans

Ranked by number of U.S. Oil (Non-Brand Specific) Retailer Supply Agreement 7(a) loans approved since 2022.

#LenderLoansTotal VolumeAvg Loan
1Bank of the Orient1$1.2M$1.2M
1Merchants Bank of Indiana1$1.3M$1.3M
1Mission Valley Bank1$3.5M$3.5M
1T Bank, National Association1$1.7M$1.7M
1US Metro Bank1$2.5M$2.5M

Source: SBA FOIA 7(a) loan-level data, 2022 to 2026. Shows lenders with at least one approved U.S. Oil (Non-Brand Specific) Retailer Supply Agreement loan in this period, ranked by loan count.

U.S. Oil (Non-Brand Specific) Retailer Supply Agreement SBA loans by state

StateLoansTotal VolumeAvg Loan
TX2$3.6M$1.8M
PA1$3.5M$3.5M
WI1$1.7M$1.7M
IN1$1.3M$1.3M

U.S. Oil (Non-Brand Specific) Retailer Supply Agreement SBA loans by year

FY2022
1
$1.7M
FY2023
2
$2.5M
FY2024
1
$3.5M
FY2026
1
$2.5M

How U.S. Oil (Non-Brand Specific) Retailer Supply Agreement SBA loans have performed

Outcomes for every funded U.S. Oil (Non-Brand Specific) Retailer Supply Agreement 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 5
0.0% · SBA paid out on the guaranty
Charged off
0 of 5
0.0% · Written off (part of defaulted)
Paid in full
1 of 5
20.0% · Loan fully repaid
Still active
4 of 5
80.0% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for U.S. Oil (Non-Brand Specific) Retailer Supply Agreementfrom the SBA Franchise Directory

Distributor may not file anything against the SBA Collateral Real Estate with the exception of a Mortgage/Deed of Trust or a UCC (Fixtures) Financing Statement (Purchase Money Security Interest) for money advanced by Distributor for site operations or improvements, which, except for the UCC PMSI and fixture filing, must be subordinate to any SBA Financing.

How to use this

The lenders above have actually closed SBA 7(a) loans for U.S. Oil (Non-Brand Specific) Retailer Supply Agreement franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your U.S. Oil (Non-Brand Specific) Retailer Supply Agreement deal to a lender currently funding this brand.

Financing a U.S. Oil (Non-Brand Specific) Retailer Supply Agreement franchise?

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