SBA Loans for U.S. Lawns Franchises
Who actually funds U.S. Lawns SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding U.S. Lawns SBA loans
Ranked by number of U.S. Lawns 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Bancorp Bank National Association | 5 | $5.1M | $1.0M |
| 2 | United Midwest Savings Bank National Association | 4 | $600K | $150K |
| 3 | Manufacturers and Traders Trust Company | 3 | $125K | $42K |
| 3 | First Bank of the Lake | 3 | $546K | $182K |
| 5 | Beacon Bank and Trust | 2 | $1.2M | $590K |
| 5 | First Internet Bank of Indiana | 2 | $2.7M | $1.4M |
| 5 | BayFirst National Bank | 2 | $906K | $453K |
| 5 | CIBC Bank USA | 2 | $637K | $318K |
| 9 | Leader Bank, National Association | 1 | $137K | $137K |
| 9 | Bank of America, National Association | 1 | $3.7M | $3.7M |
| 9 | OptimumBank | 1 | $1.3M | $1.3M |
| 9 | Stone Bank | 1 | $565K | $565K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved U.S. Lawns loan in this period, ranked by loan count.
U.S. Lawns SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 5 | $4.2M | $836K |
| SC | 1 | $3.7M | $3.7M |
| TX | 4 | $3.4M | $842K |
| AZ | 1 | $1.5M | $1.5M |
| MA | 2 | $1.4M | $692K |
| KY | 3 | $1.3M | $443K |
| TN | 1 | $802K | $802K |
| NJ | 2 | $347K | $174K |
| VA | 2 | $300K | $150K |
| MT | 1 | $199K | $199K |
| NC | 1 | $150K | $150K |
| IN | 1 | $150K | $150K |
| CT | 3 | $125K | $42K |
U.S. Lawns SBA loans by year
How U.S. Lawns SBA loans have performed
Outcomes for every funded U.S. Lawns 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for U.S. Lawns franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your U.S. Lawns deal to a lender currently funding this brand.
Financing a U.S. Lawns franchise?
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