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Franchises›Togo's and TOGO'S
SBA Franchise IDS1803✓ SBA-eligible franchise· listed since 2017

SBA Loans for Togo's and TOGO'S Franchises

Who actually funds Togo's and TOGO'S SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.

7
SBA 7(a) loans
$7.1M
Total approved
$1.0M
Avg loan size
7
Lenders

Top lenders funding Togo's and TOGO'S SBA loans

Ranked by number of Togo's and TOGO'S 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1BMO Bank National Association1$350K$350K
1Celtic Bank Corporation1$4.2M$4.2M
1Craft Bank1$440K$440K
1First Bank of the Lake1$670K$670K
1Port 51 Lending LLC1$995K$995K
1United Business Bank1$157K$157K
1West Coast Community Bank1$300K$300K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Togo's and TOGO'S loan in this period, ranked by loan count.

Togo's and TOGO'S SBA loans by state

StateLoansTotal VolumeAvg Loan
CA6$6.4M$1.1M
NV1$670K$670K

Togo's and TOGO'S SBA loans by year

FY2021
1
$350K
FY2022
2
$457K
FY2023
2
$4.6M
FY2024
1
$670K
FY2025
1
$995K

How Togo's and TOGO'S SBA loans have performed

Outcomes for every funded Togo's and TOGO'S 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
1 of 15
6.7% · SBA paid out on the guaranty
Charged off
1 of 15
6.7% · Written off (part of defaulted)
Paid in full
10 of 15
66.7% · Loan fully repaid
Still active
4 of 15
26.7% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Togo's and TOGO'S franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Togo's and TOGO'S deal to a lender currently funding this brand.

Financing a Togo's and TOGO'S franchise?

We know which lenders are actively funding Togo's and TOGO'S deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).