sbaloanshq
FranchisesTim Hortons
SBA Franchise IDS1797✓ SBA-eligible franchise· listed since 2017

SBA Loans for Tim Hortons Franchises

Who actually funds Tim Hortons SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2025.

6
SBA 7(a) loans
$8.9M
Total approved
$1.5M
Avg loan size
6
Lenders

Top lenders funding Tim Hortons SBA loans

Ranked by number of Tim Hortons 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Bank of Hope1$832K$832K
1Citizens Bank, National Association1$700K$700K
1First Merchants Bank1$1.7M$1.7M
1Fulton Bank, National Association1$3.4M$3.4M
1Hanover Community Bank1$2.0M$2.0M
1Isabella Bank1$266K$266K

Source: SBA FOIA 7(a) loan-level data, 2021–2025. Shows lenders with at least one approved Tim Hortons loan in this period, ranked by loan count.

Tim Hortons SBA loans by state

StateLoansTotal VolumeAvg Loan
NJ2$3.7M$1.9M
DE1$3.4M$3.4M
VA1$832K$832K
NY1$700K$700K
MI1$266K$266K

Tim Hortons SBA loans by year

FY2021
1
$700K
FY2024
3
$4.0M
FY2025
2
$4.2M

How to use this

The lenders above have actually closed SBA 7(a) loans for Tim Hortons franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Tim Hortons deal to a lender currently funding this brand.

Financing a Tim Hortons franchise?

We know which lenders are actively funding Tim Hortons deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).