SBA Loans for The Vital Stretch Franchises
Who actually funds The Vital Stretch SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2024 to 2026.
Top lenders funding The Vital Stretch SBA loans
Ranked by number of The Vital Stretch 7(a) loans approved since 2024.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 6 | $778K | $130K |
| 2 | First Bank of the Lake | 2 | $760K | $380K |
| 3 | First National Bank of Pennsylvania | 1 | $370K | $370K |
| 3 | Wilmington Savings Fund Society FSB | 1 | $255K | $255K |
Source: SBA FOIA 7(a) loan-level data, 2024 to 2026. Shows lenders with at least one approved The Vital Stretch loan in this period, ranked by loan count.
The Vital Stretch SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MN | 3 | $662K | $221K |
| NJ | 3 | $452K | $151K |
| FL | 1 | $430K | $430K |
| TX | 1 | $330K | $330K |
| MA | 2 | $290K | $145K |
The Vital Stretch SBA loans by year
How The Vital Stretch SBA loans have performed
Outcomes for every funded The Vital Stretch 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for The Vital Stretch franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your The Vital Stretch deal to a lender currently funding this brand.
Financing a The Vital Stretch franchise?
We know which lenders are actively funding The Vital Stretch deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).