SBA Loans for The Junkluggers Franchises
Who actually funds The Junkluggers SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding The Junkluggers SBA loans
Ranked by number of The Junkluggers 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 19 | $2.7M | $145K |
| 2 | United Midwest Savings Bank National Association | 18 | $3.0M | $169K |
| 3 | ESL FCU | 3 | $204K | $68K |
| 4 | Wilmington Savings Fund Society FSB | 2 | $600K | $300K |
| 5 | 21st Century Bank | 1 | $146K | $146K |
| 5 | Regions Bank | 1 | $537K | $537K |
| 5 | The Bancorp Bank National Association | 1 | $350K | $350K |
| 5 | First Commonwealth Bank | 1 | $246K | $246K |
| 5 | Bank of Central Florida | 1 | $332K | $332K |
| 5 | BayFirst National Bank | 1 | $150K | $150K |
| 5 | Beacon Bank and Trust | 1 | $500K | $500K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved The Junkluggers loan in this period, ranked by loan count.
The Junkluggers SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 8 | $1.9M | $232K |
| CA | 9 | $1.6M | $175K |
| FL | 4 | $1.1M | $283K |
| PA | 2 | $600K | $300K |
| MI | 5 | $554K | $111K |
| IL | 4 | $495K | $124K |
| NC | 3 | $449K | $150K |
| NY | 4 | $354K | $88K |
| GA | 1 | $350K | $350K |
| KY | 1 | $350K | $350K |
| OR | 2 | $300K | $150K |
| ID | 1 | $215K | $215K |
| OH | 2 | $182K | $91K |
| MA | 1 | $150K | $150K |
| SC | 1 | $150K | $150K |
The Junkluggers SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for The Junkluggers franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your The Junkluggers deal to a lender currently funding this brand.
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