SBA Loans for Take 5 Oil Change Franchises
Who actually funds Take 5 Oil Change SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.
Top lenders funding Take 5 Oil Change SBA loans
Ranked by number of Take 5 Oil Change 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 10 | $11.8M | $1.2M |
| 2 | Byline Bank | 6 | $6.9M | $1.2M |
| 3 | Community Banks of Colorado, A Division of NBH Bank | 1 | $234K | $234K |
| 3 | First Bank of the Lake | 1 | $1.8M | $1.8M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Take 5 Oil Change loan in this period, ranked by loan count.
Take 5 Oil Change SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CO | 5 | $6.6M | $1.3M |
| IL | 5 | $5.0M | $1.0M |
| WA | 4 | $4.9M | $1.2M |
| WY | 1 | $2.0M | $2.0M |
| UT | 1 | $1.8M | $1.8M |
| TX | 1 | $270K | $270K |
| ID | 1 | $234K | $234K |
Take 5 Oil Change SBA loans by year
How Take 5 Oil Change SBA loans have performed
Outcomes for every funded Take 5 Oil Change 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Take 5 Oil Changefrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease, Consent and Agreement of Lessor, or Sublease may not be executed. 2. Franchisor may not enforce a Purchase Option on the Real Estate if owned by the franchisee or an affiliate of the franchisee and taken as collateral for the SBA Loan.
How to use this
The lenders above have actually closed SBA 7(a) loans for Take 5 Oil Change franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Take 5 Oil Change deal to a lender currently funding this brand.
Financing a Take 5 Oil Change franchise?
We know which lenders are actively funding Take 5 Oil Change deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).