SBA Loans for SWTHZ, SweatHouz Franchises
Who actually funds SWTHZ, SweatHouz SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2023 to 2026.
Top lenders funding SWTHZ, SweatHouz SBA loans
Ranked by number of SWTHZ, SweatHouz 7(a) loans approved since 2023.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 18 | $6.0M | $333K |
| 2 | Live Oak Banking Company | 8 | $5.3M | $663K |
| 3 | Bank of Clarke | 6 | $3.4M | $568K |
| 4 | Fortis Bank | 4 | $3.8M | $946K |
| 5 | FWBank | 3 | $2.4M | $792K |
| 5 | Vallant Bank | 3 | $2.4M | $802K |
| 7 | Northern Bank and Trust Company | 2 | $3.2M | $1.6M |
| 7 | First Bank of the Lake | 2 | $1.5M | $741K |
| 7 | First Merchants Bank | 2 | $1.7M | $850K |
| 7 | VelocitySBA, LLC | 2 | $1.7M | $833K |
| 11 | Magnifi Financial CU | 1 | $608K | $608K |
| 11 | Byline Bank | 1 | $810K | $810K |
| 11 | Manufacturers and Traders Trust Company | 1 | $690K | $690K |
| 11 | Pathward National Association | 1 | $900K | $900K |
| 11 | St. Mary's Bank | 1 | $500K | $500K |
Source: SBA FOIA 7(a) loan-level data, 2023 to 2026. Shows lenders with at least one approved SWTHZ, SweatHouz loan in this period, ranked by loan count.
SWTHZ, SweatHouz SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CO | 7 | $5.0M | $713K |
| NC | 6 | $3.9M | $647K |
| MA | 2 | $3.2M | $1.6M |
| FL | 4 | $2.1M | $519K |
| OH | 5 | $2.1M | $410K |
| TN | 3 | $1.8M | $590K |
| IN | 2 | $1.7M | $855K |
| SC | 3 | $1.7M | $554K |
| PA | 2 | $1.6M | $780K |
| VA | 2 | $1.5M | $733K |
| MI | 2 | $1.4M | $696K |
| CA | 1 | $1.2M | $1.2M |
| TX | 3 | $1.1M | $376K |
| NY | 1 | $966K | $966K |
| MD | 2 | $890K | $445K |
SWTHZ, SweatHouz SBA loans by year
How SWTHZ, SweatHouz SBA loans have performed
Outcomes for every funded SWTHZ, SweatHouz 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for SWTHZ, SweatHouzfrom the SBA Franchise Directory
1. Franchisor may not file anything against the SBA Real Estate Collateral. 2. Lender/CDC must ensure they secure the appropriate lien position on all collateral in accordance with SOP 50 10. 3. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum may not be used.
How to use this
The lenders above have actually closed SBA 7(a) loans for SWTHZ, SweatHouz franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your SWTHZ, SweatHouz deal to a lender currently funding this brand.
Financing a SWTHZ, SweatHouz franchise?
We know which lenders are actively funding SWTHZ, SweatHouz deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).