SBA Loans for Sweat440 Franchises
Who actually funds Sweat440 SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022–2026.
Top lenders funding Sweat440 SBA loans
Ranked by number of Sweat440 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Newtek Small Business Finance, Inc. | 3 | $1.4M | $470K |
| 2 | First Bank of the Lake | 2 | $1.1M | $554K |
| 2 | The Huntington National Bank | 2 | $700K | $350K |
| 4 | Live Oak Banking Company | 1 | $350K | $350K |
| 4 | ACC Capital | 1 | $576K | $576K |
| 4 | Ocean Bank | 1 | $630K | $630K |
| 4 | Port 51 Lending LLC | 1 | $500K | $500K |
| 4 | Magnifi Financial CU | 1 | $350K | $350K |
| 4 | First-Citizens Bank & Trust Company | 1 | $425K | $425K |
| 4 | Five Star Bank | 1 | $350K | $350K |
Source: SBA FOIA 7(a) loan-level data, 2022–2026. Shows lenders with at least one approved Sweat440 loan in this period, ranked by loan count.
Sweat440 SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 7 | $3.3M | $474K |
| TX | 2 | $700K | $350K |
| UT | 1 | $609K | $609K |
| NY | 1 | $500K | $500K |
| VA | 1 | $500K | $500K |
| NC | 1 | $425K | $425K |
| GA | 1 | $350K | $350K |
Sweat440 SBA loans by year
SBA lender notes for Sweat440from the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum may not be executed. 2. Franchisor may not enforce a purchase option on the real estate if owned by the franchisee or an affiliate of the franchisee and taken as collateral for the SBA Loan.
How to use this
The lenders above have actually closed SBA 7(a) loans for Sweat440 franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Sweat440 deal to a lender currently funding this brand.
Financing a Sweat440 franchise?
We know which lenders are actively funding Sweat440 deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).