SBA Loans for Supercuts Franchises
Who actually funds Supercuts SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Supercuts SBA loans
Ranked by number of Supercuts 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 4 | $4.1M | $1.0M |
| 2 | Encore Bank | 2 | $583K | $291K |
| 2 | Readycap Lending, LLC | 2 | $354K | $177K |
| 2 | Newtek Bank, National Association | 2 | $110K | $55K |
| 5 | First Internet Bank of Indiana | 1 | $528K | $528K |
| 5 | Lendistry SBLC, LLC | 1 | $250K | $250K |
| 5 | Newtek Small Business Finance, Inc. | 1 | $615K | $615K |
| 5 | Stearns Bank National Association | 1 | $50K | $50K |
| 5 | America First Federal Credit Union | 1 | $218K | $218K |
| 5 | Wilmington Savings Fund Society FSB | 1 | $250K | $250K |
| 5 | Bank of America, National Association | 1 | $688K | $688K |
| 5 | BayFirst National Bank | 1 | $150K | $150K |
| 5 | First Bank of the Lake | 1 | $200K | $200K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Supercuts loan in this period, ranked by loan count.
Supercuts SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MO | 2 | $1.8M | $905K |
| TX | 3 | $1.7M | $567K |
| VA | 1 | $1.2M | $1.2M |
| CA | 4 | $1.0M | $257K |
| NV | 3 | $725K | $242K |
| NJ | 1 | $688K | $688K |
| CO | 1 | $304K | $304K |
| FL | 2 | $233K | $116K |
| OR | 1 | $218K | $218K |
| UT | 1 | $150K | $150K |
Supercuts SBA loans by year
How Supercuts SBA loans have performed
Outcomes for every funded Supercuts 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Supercuts franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Supercuts deal to a lender currently funding this brand.
Financing a Supercuts franchise?
We know which lenders are actively funding Supercuts deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).