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Franchises›Summer Moon Coffee Shop
SBA Franchise IDS5740✓ SBA-eligible franchise· listed since 2020

SBA Loans for Summer Moon Coffee Shop Franchises

Who actually funds Summer Moon Coffee Shop SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

18
SBA 7(a) loans
$11.2M
Total approved
$623K
Avg loan size
13
Lenders

Top lenders funding Summer Moon Coffee Shop SBA loans

Ranked by number of Summer Moon Coffee Shop 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1The Fidelity Bank3$2.4M$808K
2First Internet Bank of Indiana2$1.3M$666K
2The Huntington National Bank2$478K$239K
2Frost Bank2$1.3M$650K
5Crystal Lake Bank & Trust Company, National Association1$753K$753K
5Pinnacle Bank1$460K$460K
5Texas Advantage Community Bank National Association1$693K$693K
5The Citizens Bank of Edmond1$450K$450K
5b1BANK1$1.2M$1.2M
5UMB Bank, National Association1$470K$470K
5Bank71$345K$345K
5Capital Bank, National Association1$447K$447K
5Centennial Bank1$846K$846K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Summer Moon Coffee Shop loan in this period, ranked by loan count.

Summer Moon Coffee Shop SBA loans by state

StateLoansTotal VolumeAvg Loan
TX7$5.3M$754K
NC3$2.4M$808K
OK2$795K$398K
IL1$753K$753K
AL1$573K$573K
WI2$478K$239K
TN1$460K$460K
FL1$447K$447K

Summer Moon Coffee Shop SBA loans by year

FY2021
3
$1.2M
FY2022
5
$2.6M
FY2023
4
$2.7M
FY2024
1
$460K
FY2025
1
$854K
FY2026
4
$3.4M

How Summer Moon Coffee Shop SBA loans have performed

Outcomes for every funded Summer Moon Coffee Shop 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 19
0.0% · SBA paid out on the guaranty
Charged off
0 of 19
0.0% · Written off (part of defaulted)
Paid in full
2 of 19
10.5% · Loan fully repaid
Still active
17 of 19
89.5% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for Summer Moon Coffee Shopfrom the SBA Franchise Directory

When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Rider, may not be executed.

How to use this

The lenders above have actually closed SBA 7(a) loans for Summer Moon Coffee Shop franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Summer Moon Coffee Shop deal to a lender currently funding this brand.

Financing a Summer Moon Coffee Shop franchise?

We know which lenders are actively funding Summer Moon Coffee Shop deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).