SBA Loans for Success On The Spectrum Franchises
Who actually funds Success On The Spectrum SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Success On The Spectrum SBA loans
Ranked by number of Success On The Spectrum 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Bank Five Nine | 27 | $13.8M | $511K |
| 2 | The Huntington National Bank | 13 | $2.7M | $208K |
| 3 | CRF Small Business Loan Company, LLC | 9 | $3.8M | $423K |
| 4 | Unity National Bank of Houston | 6 | $1.6M | $261K |
| 5 | Newtek Bank, National Association | 3 | $575K | $192K |
| 6 | Live Oak Banking Company | 2 | $1.1M | $545K |
| 6 | First Bank of the Lake | 2 | $1.1M | $530K |
| 6 | Home Bank, National Association | 2 | $498K | $249K |
| 9 | The Fidelity Bank | 1 | $410K | $410K |
| 9 | TowneBank | 1 | $438K | $438K |
| 9 | United Midwest Savings Bank National Association | 1 | $150K | $150K |
| 9 | Wilmington Savings Fund Society FSB | 1 | $221K | $221K |
| 9 | b1BANK | 1 | $187K | $187K |
| 9 | Zions Bank, A Division of | 1 | $850K | $850K |
| 9 | CDC Small Business Finance Corp. | 1 | $350K | $350K |
| 9 | Citizens Bank | 1 | $289K | $289K |
| 9 | Citizens Trust Bank | 1 | $286K | $286K |
| 9 | LiftFund, Inc. | 1 | $149K | $149K |
| 9 | Manufacturers and Traders Trust Company | 1 | $450K | $450K |
| 9 | Milestone Bank | 1 | $683K | $683K |
| 9 | Simmons Bank | 1 | $479K | $479K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Success On The Spectrum loan in this period, ranked by loan count.
Success On The Spectrum SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 19 | $5.4M | $285K |
| NJ | 16 | $5.4M | $336K |
| GA | 10 | $4.0M | $397K |
| FL | 7 | $3.6M | $521K |
| CO | 5 | $2.4M | $481K |
| VA | 1 | $1.5M | $1.5M |
| PA | 3 | $1.4M | $462K |
| SC | 2 | $1.2M | $617K |
| NC | 2 | $882K | $441K |
| MA | 3 | $835K | $278K |
| AZ | 2 | $760K | $380K |
| TN | 1 | $615K | $615K |
| MS | 1 | $495K | $495K |
| NV | 1 | $450K | $450K |
| RI | 2 | $410K | $205K |
Success On The Spectrum SBA loans by year
SBA lender notes for Success On The Spectrumfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Agreement Rider and Collateral Assignment of Lease may not be executed. 2. If the Applicant also operated under a management agreement with a third party, Lender/CDC must review the management agreement in accordance with SOP 50 10 to determine if there is affiliation between the Applicant and the management company.
How to use this
The lenders above have actually closed SBA 7(a) loans for Success On The Spectrum franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Success On The Spectrum deal to a lender currently funding this brand.
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