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Franchises›Sterling Optical & Site for Sore Eyes
SBA Franchise IDS2396✓ SBA-eligible franchise· listed since 2018

SBA Loans for Sterling Optical & Site for Sore Eyes Franchises

Who actually funds Sterling Optical & Site for Sore Eyes SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.

4
SBA 7(a) loans
$995K
Total approved
$249K
Avg loan size
4
Lenders

Top lenders funding Sterling Optical & Site for Sore Eyes SBA loans

Ranked by number of Sterling Optical & Site for Sore Eyes 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Readycap Lending, LLC1$600K$600K
1California Statewide Certified Development Corporation1$145K$145K
1BayFirst National Bank1$100K$100K
1United Midwest Savings Bank National Association1$150K$150K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Sterling Optical & Site for Sore Eyes loan in this period, ranked by loan count.

Sterling Optical & Site for Sore Eyes SBA loans by state

StateLoansTotal VolumeAvg Loan
VA1$600K$600K
PA1$150K$150K
CA1$145K$145K
IL1$100K$100K

Sterling Optical & Site for Sore Eyes SBA loans by year

FY2021
1
$145K
FY2022
1
$100K
FY2025
2
$750K

How Sterling Optical & Site for Sore Eyes SBA loans have performed

Outcomes for every funded Sterling Optical & Site for Sore Eyes 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 5
0.0% · SBA paid out on the guaranty
Charged off
0 of 5
0.0% · Written off (part of defaulted)
Paid in full
3 of 5
60.0% · Loan fully repaid
Still active
2 of 5
40.0% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for Sterling Optical & Site for Sore Eyesfrom the SBA Franchise Directory

1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease, and Lender's Consent to and Asignee's Acknowledgment of. Assignment may not be executed. 2. Lender/CDC must ensure they obtain the correct lien on all collateral as required pursuant to the SOP 50 10 .

How to use this

The lenders above have actually closed SBA 7(a) loans for Sterling Optical & Site for Sore Eyes franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Sterling Optical & Site for Sore Eyes deal to a lender currently funding this brand.

Financing a Sterling Optical & Site for Sore Eyes franchise?

We know which lenders are actively funding Sterling Optical & Site for Sore Eyes deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).