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Franchises›Stella's Ice Cream
SBA Franchise IDS7307✓ SBA-eligible franchise· listed since 2022

SBA Loans for Stella's Ice Cream Franchises

Who actually funds Stella's Ice Cream SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2024 to 2026.

8
SBA 7(a) loans
$3.2M
Total approved
$406K
Avg loan size
6
Lenders

Top lenders funding Stella's Ice Cream SBA loans

Ranked by number of Stella's Ice Cream 7(a) loans approved since 2024.

#LenderLoansTotal VolumeAvg Loan
1Newtek Bank, National Association2$600K$300K
1The Huntington National Bank2$543K$271K
3Climate First Bank1$633K$633K
3i3 Bank1$382K$382K
3Pinnacle Bank1$771K$771K
3The Bank of Commerce1$320K$320K

Source: SBA FOIA 7(a) loan-level data, 2024 to 2026. Shows lenders with at least one approved Stella's Ice Cream loan in this period, ranked by loan count.

Stella's Ice Cream SBA loans by state

StateLoansTotal VolumeAvg Loan
TN1$771K$771K
PA1$633K$633K
OR2$600K$300K
AZ2$543K$271K
NE1$382K$382K
ID1$320K$320K

Stella's Ice Cream SBA loans by year

FY2024
1
$382K
FY2025
4
$1.6M
FY2026
3
$1.2M

How Stella's Ice Cream SBA loans have performed

Outcomes for every funded Stella's Ice Cream 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 6
0.0% · SBA paid out on the guaranty
Charged off
0 of 6
0.0% · Written off (part of defaulted)
Paid in full
1 of 6
16.7% · Loan fully repaid
Still active
5 of 6
83.3% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Stella's Ice Cream franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Stella's Ice Cream deal to a lender currently funding this brand.

Financing a Stella's Ice Cream franchise?

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