SBA Loans for Spray-Net Franchises
Who actually funds Spray-Net SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Spray-Net SBA loans
Ranked by number of Spray-Net 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | United Midwest Savings Bank National Association | 19 | $2.9M | $153K |
| 2 | The Huntington National Bank | 12 | $1.8M | $147K |
| 3 | First Bank of the Lake | 5 | $1.4M | $274K |
| 4 | Centennial Bank | 4 | $582K | $146K |
| 5 | Newtek Bank, National Association | 2 | $350K | $175K |
| 6 | Readycap Lending, LLC | 1 | $169K | $169K |
| 6 | The Bank of Houston | 1 | $230K | $230K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Spray-Net loan in this period, ranked by loan count.
Spray-Net SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 10 | $1.5M | $154K |
| NC | 3 | $618K | $206K |
| FL | 4 | $527K | $132K |
| AL | 3 | $500K | $167K |
| NJ | 2 | $442K | $221K |
| NE | 2 | $408K | $204K |
| CO | 3 | $387K | $129K |
| TN | 2 | $380K | $190K |
| UT | 2 | $350K | $175K |
| IL | 1 | $350K | $350K |
| GA | 2 | $300K | $150K |
| IN | 2 | $300K | $150K |
| MI | 2 | $291K | $146K |
| OH | 2 | $250K | $125K |
| AZ | 1 | $250K | $250K |
Spray-Net SBA loans by year
SBA lender notes for Spray-Netfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment and Assumption of Lease , may not be executed
How to use this
The lenders above have actually closed SBA 7(a) loans for Spray-Net franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Spray-Net deal to a lender currently funding this brand.
Financing a Spray-Net franchise?
We know which lenders are actively funding Spray-Net deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).