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Franchises›Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House
SBA Franchise IDS7197

SBA Loans for Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House Franchises

Who actually funds Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2023 to 2025.

3
SBA 7(a) loans
$1.2M
Total approved
$406K
Avg loan size
2
Lenders

Top lenders funding Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House SBA loans

Ranked by number of Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House 7(a) loans approved since 2023.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank2$717K$359K
2United Community Bank1$500K$500K

Source: SBA FOIA 7(a) loan-level data, 2023 to 2025. Shows lenders with at least one approved Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House loan in this period, ranked by loan count.

Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House SBA loans by state

StateLoansTotal VolumeAvg Loan
FL3$1.2M$406K

Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House SBA loans by year

FY2023
2
$717K
FY2025
1
$500K

How Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House SBA loans have performed

Outcomes for every funded Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 3
0.0% · SBA paid out on the guaranty
Charged off
0 of 3
0.0% · Written off (part of defaulted)
Paid in full
1 of 3
33.3% · Loan fully repaid
Still active
2 of 3
66.7% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House deal to a lender currently funding this brand.

Financing a Southern Grounds Coffee House/Southern Grounds + Blueberry Artisan Bakery Coffee House franchise?

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