SBA Loans for Smash My Trash Franchises
Who actually funds Smash My Trash SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2025.
Top lenders funding Smash My Trash SBA loans
Ranked by number of Smash My Trash 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 14 | $3.3M | $234K |
| 2 | Ameris Bank | 7 | $3.3M | $474K |
| 3 | Beacon Bank and Trust | 5 | $3.0M | $593K |
| 4 | Newtek Small Business Finance, Inc. | 3 | $1.0M | $341K |
| 4 | KeyBank National Association | 3 | $715K | $238K |
| 4 | United Community Bank | 3 | $740K | $247K |
| 4 | United Midwest Savings Bank National Association | 3 | $450K | $150K |
| 4 | Old National Bank | 3 | $1.9M | $628K |
| 9 | Wells Fargo Bank National Association | 2 | $759K | $379K |
| 9 | Banner Bank | 2 | $797K | $399K |
| 9 | SouthState Bank, National Association | 2 | $566K | $283K |
| 9 | Hancock Whitney Bank | 2 | $451K | $225K |
| 9 | Stock Yards Bank & Trust Company | 2 | $484K | $242K |
| 9 | Citizens Bank | 2 | $757K | $378K |
| 9 | Renasant Bank | 2 | $1.2M | $592K |
Source: SBA FOIA 7(a) loan-level data, 2021–2025. Shows lenders with at least one approved Smash My Trash loan in this period, ranked by loan count.
Smash My Trash SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 12 | $5.3M | $440K |
| GA | 7 | $3.5M | $503K |
| MA | 8 | $2.2M | $276K |
| NV | 1 | $2.0M | $2.0M |
| FL | 5 | $1.6M | $329K |
| OH | 7 | $1.1M | $163K |
| CO | 2 | $1.1M | $555K |
| TX | 4 | $1.1M | $272K |
| SC | 3 | $1.1M | $362K |
| PA | 4 | $1.1M | $270K |
| NY | 1 | $968K | $968K |
| MS | 2 | $930K | $465K |
| MI | 2 | $826K | $413K |
| MD | 2 | $793K | $396K |
| ID | 2 | $746K | $373K |
Smash My Trash SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Smash My Trash franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Smash My Trash deal to a lender currently funding this brand.
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We know which lenders are actively funding Smash My Trash deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).