SBA Loans for Smartstyle Franchises
Who actually funds Smartstyle SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2022.
Top lenders funding Smartstyle SBA loans
Ranked by number of Smartstyle 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 2 | $625K | $313K |
| 2 | First Merchants Bank | 1 | $310K | $310K |
| 2 | TD Bank, National Association | 1 | $50K | $50K |
| 2 | The Huntington National Bank | 1 | $150K | $150K |
Source: SBA FOIA 7(a) loan-level data, 2021–2022. Shows lenders with at least one approved Smartstyle loan in this period, ranked by loan count.
Smartstyle SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NC | 2 | $625K | $313K |
| IN | 1 | $310K | $310K |
| OH | 1 | $150K | $150K |
| NH | 1 | $50K | $50K |
Smartstyle SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Smartstyle franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Smartstyle deal to a lender currently funding this brand.
Financing a Smartstyle franchise?
We know which lenders are actively funding Smartstyle deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).