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Franchises›Sky Zone
SBA Franchise IDS1580✓ SBA-eligible franchise· listed since 2017

SBA Loans for Sky Zone Franchises

Who actually funds Sky Zone SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

42
SBA 7(a) loans
$123.4M
Total approved
$2.9M
Avg loan size
26
Lenders

Top lenders funding Sky Zone SBA loans

Ranked by number of Sky Zone 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1First Business Bank7$24.7M$3.5M
2Old National Bank3$5.8M$1.9M
3First Internet Bank of Indiana2$9.1M$4.6M
3Platinum Bank2$3.2M$1.6M
3First Merchants Bank2$7.4M$3.7M
3Pacific National Bank2$4.6M$2.3M
3HomeTrust Bank2$5.9M$3.0M
3The Huntington National Bank2$2.5M$1.2M
3Valley National Bank2$3.2M$1.6M
3Atlantic Union Bank2$7.5M$3.7M
11Newtek Small Business Finance, Inc.1$350K$350K
11Ocean Bank1$1.4M$1.4M
11Pathward National Association1$4.5M$4.5M
11Shoreham Bank1$4.2M$4.2M
11Sunflower Bank National Association1$3.4M$3.4M
11The Freedom Bank of Virginia1$1.9M$1.9M
11Wilmington Savings Fund Society FSB1$1.8M$1.8M
11BancFirst1$557K$557K
11Banterra Bank1$2.9M$2.9M
11Capital Bank, National Association1$5.0M$5.0M
11Celtic Bank Corporation1$3.3M$3.3M
11FDIC - Community Bank & Trust-West Georgia1$4.5M$4.5M
11Fifth Third Bank1$4.8M$4.8M
11Hometown Bank1$2.2M$2.2M
11Mission Valley Bank1$5.0M$5.0M
11Newtek Bank, National Association1$3.8M$3.8M

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Sky Zone loan in this period, ranked by loan count.

Sky Zone SBA loans by state

StateLoansTotal VolumeAvg Loan
TX5$21.2M$4.2M
CA5$20.4M$4.1M
MD5$15.9M$3.2M
VA2$7.5M$3.7M
FL2$7.4M$3.7M
AZ3$5.9M$2.0M
NJ2$5.0M$2.5M
KY2$4.5M$2.3M
GA2$4.3M$2.1M
MN1$3.8M$3.8M
NV1$3.8M$3.8M
KS1$3.6M$3.6M
IL2$3.5M$1.7M
LA2$3.2M$1.6M
CO1$3.2M$3.2M

Sky Zone SBA loans by year

FY2021
3
$8.0M
FY2022
7
$11.8M
FY2023
5
$10.4M
FY2024
6
$12.8M
FY2025
9
$32.1M
FY2026
12
$48.2M

How Sky Zone SBA loans have performed

Outcomes for every funded Sky Zone 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
6 of 59
10.2% · SBA paid out on the guaranty
Charged off
6 of 59
10.2% · Written off (part of defaulted)
Paid in full
21 of 59
35.6% · Loan fully repaid
Still active
32 of 59
54.2% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Sky Zone franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Sky Zone deal to a lender currently funding this brand.

Financing a Sky Zone franchise?

We know which lenders are actively funding Sky Zone deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).