SBA Loans for Sir Speedy Franchises
Who actually funds Sir Speedy SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Sir Speedy SBA loans
Ranked by number of Sir Speedy 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Sunflower Bank National Association | 2 | $289K | $144K |
| 1 | The Huntington National Bank | 2 | $4.8M | $2.4M |
| 1 | Live Oak Banking Company | 2 | $3.5M | $1.8M |
| 1 | Wells Fargo Bank National Association | 2 | $1.1M | $553K |
| 5 | JPMorgan Chase Bank, National Association | 1 | $247K | $247K |
| 5 | Ameris Bank | 1 | $575K | $575K |
| 5 | Readycap Lending, LLC | 1 | $350K | $350K |
| 5 | Sno Falls CU | 1 | $262K | $262K |
| 5 | Truliant FCU | 1 | $1.9M | $1.9M |
| 5 | Port 51 Lending LLC | 1 | $710K | $710K |
| 5 | Branson Bank | 1 | $495K | $495K |
| 5 | Eastern Bank | 1 | $150K | $150K |
| 5 | Falcon National Bank | 1 | $75K | $75K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Sir Speedy loan in this period, ranked by loan count.
Sir Speedy SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 2 | $4.8M | $2.4M |
| NC | 2 | $3.5M | $1.8M |
| DE | 1 | $1.9M | $1.9M |
| NJ | 1 | $710K | $710K |
| KS | 1 | $707K | $707K |
| VA | 1 | $575K | $575K |
| MO | 1 | $495K | $495K |
| TX | 1 | $399K | $399K |
| CA | 1 | $350K | $350K |
| AZ | 2 | $289K | $144K |
| WA | 1 | $262K | $262K |
| IL | 1 | $247K | $247K |
| RI | 1 | $150K | $150K |
| MN | 1 | $75K | $75K |
Sir Speedy SBA loans by year
How Sir Speedy SBA loans have performed
Outcomes for every funded Sir Speedy 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Sir Speedy franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Sir Speedy deal to a lender currently funding this brand.
Financing a Sir Speedy franchise?
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