SBA Loans for Sharetea Franchises
Who actually funds Sharetea SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Sharetea SBA loans
Ranked by number of Sharetea 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 3 | $794K | $265K |
| 2 | Timberland Bank | 2 | $1.7M | $874K |
| 2 | Readycap Lending, LLC | 2 | $678K | $339K |
| 4 | Hanmi Bank | 1 | $264K | $264K |
| 4 | KeyBank National Association | 1 | $432K | $432K |
| 4 | Newtek Bank, National Association | 1 | $225K | $225K |
| 4 | PeopleFund | 1 | $303K | $303K |
| 4 | Republic Bank & Trust Company | 1 | $288K | $288K |
| 4 | Stearns Bank National Association | 1 | $332K | $332K |
| 4 | The Fidelity Bank | 1 | $480K | $480K |
| 4 | Banner Bank | 1 | $1.3M | $1.3M |
| 4 | US Metro Bank | 1 | $549K | $549K |
| 4 | East West Bank | 1 | $275K | $275K |
| 4 | First Bank of the Lake | 1 | $317K | $317K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Sharetea loan in this period, ranked by loan count.
Sharetea SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| WA | 7 | $4.1M | $591K |
| CA | 4 | $1.5M | $376K |
| NC | 2 | $812K | $406K |
| IL | 2 | $742K | $371K |
| TX | 1 | $303K | $303K |
| KY | 1 | $288K | $288K |
| VA | 1 | $225K | $225K |
Sharetea SBA loans by year
How Sharetea SBA loans have performed
Outcomes for every funded Sharetea 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Sharetea franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Sharetea deal to a lender currently funding this brand.
Financing a Sharetea franchise?
We know which lenders are actively funding Sharetea deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).