SBA Loans for Servpro Franchises
Who actually funds Servpro SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Servpro SBA loans
Ranked by number of Servpro 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 42 | $33.8M | $805K |
| 2 | The Huntington National Bank | 9 | $7.0M | $773K |
| 3 | U.S. Bank, National Association | 6 | $2.1M | $349K |
| 3 | North State Bank | 6 | $7.1M | $1.2M |
| 5 | TD Bank, National Association | 5 | $2.9M | $572K |
| 5 | The Bancorp Bank National Association | 5 | $7.7M | $1.5M |
| 5 | First Bank | 5 | $4.8M | $969K |
| 5 | JPMorgan Chase Bank, National Association | 5 | $3.5M | $691K |
| 9 | Meridian Bank | 4 | $5.4M | $1.4M |
| 9 | First Western Bank & Trust | 4 | $1.8M | $438K |
| 11 | Village Bank | 3 | $823K | $274K |
| 11 | Regions Bank | 3 | $3.8M | $1.3M |
| 11 | Clear Lake Bank & Trust Company | 3 | $1.7M | $582K |
| 11 | Bank of Oak Ridge | 3 | $4.4M | $1.5M |
| 11 | First American Bank | 3 | $8.1M | $2.7M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Servpro loan in this period, ranked by loan count.
Servpro SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 16 | $19.9M | $1.2M |
| NC | 17 | $18.1M | $1.1M |
| IL | 14 | $14.8M | $1.1M |
| SC | 13 | $13.0M | $1.0M |
| CA | 17 | $12.1M | $714K |
| PA | 9 | $11.1M | $1.2M |
| WA | 4 | $9.6M | $2.4M |
| NY | 4 | $7.0M | $1.7M |
| NH | 4 | $5.4M | $1.3M |
| AZ | 4 | $4.9M | $1.2M |
| MS | 3 | $3.8M | $1.3M |
| TX | 6 | $3.6M | $594K |
| OR | 4 | $3.5M | $866K |
| MD | 1 | $3.4M | $3.4M |
| GA | 3 | $3.3M | $1.1M |
Servpro SBA loans by year
How Servpro SBA loans have performed
Outcomes for every funded Servpro 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Servpro franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Servpro deal to a lender currently funding this brand.
Financing a Servpro franchise?
We know which lenders are actively funding Servpro deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).